{"id":51746,"date":"2022-02-16T11:32:29","date_gmt":"2022-02-16T02:32:29","guid":{"rendered":"https:\/\/biz.moneyforward.com\/payroll\/basic\/?p=51746"},"modified":"2026-09-09T13:51:13","modified_gmt":"2026-09-09T04:51:13","slug":"%e7%a2%ba%e5%ae%9a%e6%8b%a0%e5%87%ba%e5%b9%b4%e9%87%91%e3%81%a8%e3%81%af%ef%bc%9f%e5%b9%b4%e6%9c%ab%e8%aa%bf%e6%95%b4%e3%82%84%e7%a2%ba%e5%ae%9a%e7%94%b3%e5%91%8a%e3%81%ae%e6%96%b9%e6%b3%95%e3%82%92","status":"publish","type":"post","link":"https:\/\/biz.moneyforward.com\/payroll\/basic\/51746\/","title":{"rendered":"\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306b\u5e74\u672b\u8abf\u6574\u306f\u5fc5\u8981\uff1f\u624b\u9806\u3092\u89e3\u8aac\uff01"},"content":{"rendered":"<div class=\"summary-box\">\n<div class=\"summary-box__title\"><span class=\"summary-box__title_tag\">Point<\/span>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u639b\u91d1\u306f\u5e74\u672b\u8abf\u6574\u3067\u7533\u544a\u3059\u308b\uff1f<\/div>\n<p><span class=\"summary-box__title_tag\"><strong>\u672c\u4eba\u304c\u8ca0\u62c5\u3057\u305f\u639b\u91d1\u306f\u5168\u984d\u304c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u306e\u5bfe\u8c61\u306b\u306a\u308a\u3001\u7533\u544a\u3059\u308b\u3068\u6240\u5f97\u7a0e\u304c\u623b\u308a\u307e\u3059\u3002<\/strong><\/span><\/p>\n<ul class=\"summary-box__list summary-box__list\">\n<li>\u4f1a\u793e\u3060\u3051\u304c\u62e0\u51fa\u3059\u308b\u4f01\u696d\u578bDC\u306f\u7533\u544a\u3057\u306a\u3044<\/li>\n<li>\u672c\u4eba\u304c\u4e0a\u4e57\u305b\u3059\u308b\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u306f\u4f1a\u793e\u304c\u51e6\u7406\u3059\u308b<\/li>\n<li>iDeCo\u306f\u6255\u8fbc\u8a3c\u660e\u66f8\u3092\u6dfb\u3048\u3066\u672c\u4eba\u304c\u7533\u544a\u3059\u308b<\/li>\n<\/ul>\n<p>2026\u5e7412\u6708\u304b\u3089iDeCo\u306e\u52a0\u5165\u53ef\u80fd\u5e74\u9f62\u3068\u62e0\u51fa\u9650\u5ea6\u984d\u304c\u5f15\u304d\u4e0a\u3052\u3089\u308c\u307e\u3059\u3002\n<\/p><\/div>\n<p>\u4e00\u822c\u7684\u306b\u5e74\u672b\u8abf\u6574\u3084\u78ba\u5b9a\u7533\u544a\u306e\u624b\u7d9a\u304d\u306b\u306f\u3001\u914d\u5076\u8005\u63a7\u9664\u3001\u793e\u4f1a\u4fdd\u967a\u6599\u63a7\u9664\u3001\u751f\u547d\u4fdd\u967a\u6599\u63a7\u9664\u306a\u3069\u304c\u3042\u308b\u3053\u3068\u306f\u3054\u5b58\u3058\u306e\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u3057\u304b\u3057\u3001\u63a7\u9664\u5bfe\u8c61\u3068\u306a\u3063\u3066\u3044\u308b\u3082\u306e\u306e\u306a\u304b\u306b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3082\u3042\u308b\u3053\u3068\u306f\u610f\u5916\u3068\u77e5\u3089\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u4eca\u56de\u306f\u3001\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3084\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u5e74\u672b\u8abf\u6574\u304a\u3088\u3073\u78ba\u5b9a\u7533\u544a\u306e\u65b9\u6cd5\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n    <div class=\"advads-templates-box\">\n        <a class=\"advads-templates-box-link\" data-impression-and-click-trigger=\"templatesbox\" href=\"https:\/\/biz.moneyforward.com\/payroll\/templates\/9929\/?provider=pa_basic&#038;provider_info=cv.51746.part.templates-box\" target=\"_blank\" rel=\"noopener\">\n            <div class=\"advads-templates-box-inner\">\n                <div class=\"advads-templates-box-images\">\n                    <div class=\"advads-templates-box-img-wrap\"><div class=\"advads-templates-box-img\"><img decoding=\"async\" src=\"https:\/\/biz.moneyforward.com\/payroll\/templates\/wp-content\/uploads\/2025\/09\/minibook_59706.png\" alt=\"\" width=\"200\" height=\"auto\"><\/div><p><\/p><\/div>\n                <\/div>\n                <div class=\"advads-templates-box-desc\">\n                    <p class=\"advads-templates-box-title\" data-impression-and-click-trigger-link-text>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u5e74\u672b\u8abf\u6574\u30fb\u78ba\u5b9a\u7533\u544a\u5bfe\u5fdc\u30ac\u30a4\u30c9<\/p>\n                    <p class=\"advads-templates-box-text\">\u300c\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1 \u5e74\u672b\u8abf\u6574\u300d\u300c\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa \u5e74\u672b\u8abf\u6574\u300d\u306a\u3069\u3067\u691c\u7d22\u3055\u308c\u305f\u65b9\u5411\u3051\u306b\u3001\u7121\u6599\u3067\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u305c\u3072\u3054\u81ea\u7531\u306b\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3057\u3066\u3054\u6d3b\u7528\u304f\u3060\u3055\u3044\u3002<\/p>\n                    <span class=\"advads-button-primary\">\u7121\u6599\u3067\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3059\u308b<\/span>\n                <\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n<div id=\"post-below-intro\"><\/div><h2>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3068\u306f\uff1f<\/h2>\n<p>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u3001\u516c\u7684\u5e74\u91d1\u3068\u306f\u5225\u306e\u79c1\u7684\u5e74\u91d1\u3067\u3001\u516c\u7684\u5e74\u91d1\u3092\u88dc\u3046\u4f4d\u7f6e\u3065\u3051\u306e\u5236\u5ea6\u3067\u3059\u3002\u639b\u91d1\u306f\u4e8b\u696d\u4e3b\u3084\u52a0\u5165\u8005\u304c\u62e0\u51fa\u3057\u307e\u3059\u304c\u3001\u8cc7\u7523\u904b\u7528\u306f\u52a0\u5165\u8005\u81ea\u3089\u304c\u884c\u3044\u3001\u305d\u306e\u904b\u7528\u306e\u6210\u679c\u306b\u3088\u3063\u3066\u5c06\u6765\u53d7\u3051\u53d6\u308b\u5e74\u91d1\u306e\u984d\u304c\u6c7a\u307e\u308b\u3068\u3053\u308d\u306b\u5927\u304d\u306a\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u65e5\u672c\u306e\u5e74\u91d1\u5236\u5ea6\u306f2\u968e\u5efa\u3066\u306e\u5236\u5ea6\u3068\u8a00\u308f\u308c\u30011\u968e\u30682\u968e\u306f\u56fd\u6c11\u5e74\u91d1\u3068\u539a\u751f\u5e74\u91d1\u304c\u3042\u3066\u306f\u307e\u308a\u307e\u3059\u3002\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u30013\u968e\u90e8\u5206\u3068\u4f4d\u7f6e\u4ed8\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u968e\u5c64<\/th>\n<th>\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">3\u968e<\/td>\n<td style=\"text-align: left;\">\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff08\u516c\u7684\u5e74\u91d1\u3092\u88dc\u3046\u79c1\u7684\u5e74\u91d1\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2\u968e<\/td>\n<td style=\"text-align: left;\">\u539a\u751f\u5e74\u91d1\uff08\u4f1a\u793e\u54e1\u3084\u516c\u52d9\u54e1\u304c\u52a0\u5165\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">1\u968e<\/td>\n<td style=\"text-align: left;\">\u56fd\u6c11\u5e74\u91d1\uff0820\u6b73\u304b\u308960\u6b73\u307e\u3067\u306e\u3059\u3079\u3066\u306e\u4eba\u304c\u52a0\u5165\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5236\u5ea6\u306e\u6210\u308a\u7acb\u3061\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<div class=\"summary-box\">\n<ul class=\"summary-box__list summary-box__list\">\n<li>2001\u5e74\u306b\u30a2\u30e1\u30ea\u30ab\u306e401\uff08k\uff09\u30d7\u30e9\u30f3\u3092\u30e2\u30c7\u30eb\u3068\u3057\u3066\u5c0e\u5165\u3055\u308c\u305f<\/li>\n<li>\u300cDefined Contribution Plan\u300d\u3092\u8a33\u3057\u305f\u540d\u79f0\u3067\u3001DC\u3068\u7565\u3055\u308c\u308b<\/li>\n<li>\u62e0\u51fa\uff08\u639b\u91d1\uff09\u5efa\u3066\u5236\u5ea6\u3068\u3082\u547c\u3070\u308c\u308b<\/li>\n<\/ul>\n<\/div>\n<p>\u5c0e\u5165\u5f53\u521d\u3001\u81ea\u5206\u3067\u8cc7\u7523\u904b\u7528\u3059\u308b\u3053\u3068\u304b\u3089\u3001\u65e5\u672c\u306b\u5b9a\u7740\u3059\u308b\u304b\u7591\u554f\u8996\u3059\u308b\u5411\u304d\u3082\u3042\u308a\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u5c0e\u5165\u304b\u308925\u5e74\u3092\u7d4c\u3066\u78ba\u5b9f\u306b\u52a0\u5165\u8005\u3082\u5897\u52a0\u3057\u3001\u516c\u7684\u5e74\u91d1\u3092\u88dc\u3046\u79c1\u7684\u5e74\u91d1\u3068\u3057\u3066\u5b9a\u7740\u3057\u3064\u3064\u3042\u308a\u307e\u3059\u3002\u666e\u53ca\u3057\u305f\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u6b21\u306e\u70b9\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<div class=\"summary-box\">\n<ul class=\"summary-box__list summary-box__list\">\n<li>\u7a0e\u5236\u4e0a\u306e\u512a\u9047\u63aa\u7f6e\u304c\u3042\u308b<\/li>\n<li>\u4f1a\u793e\u304c\u5012\u7523\u3057\u305f\u5834\u5408\u3067\u3082\u4fdd\u8b77\u3055\u308c\u308b<\/li>\n<\/ul>\n<\/div>\n<p>\u65e5\u672c\u306b\u304a\u3051\u308b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u3001\u4f01\u696d\u578bDC\u3068\u500b\u4eba\u578bDC\uff08\u901a\u79f0iDeCo\uff1a\u30a4\u30c7\u30b3\uff09\u306e2\u3064\u306e\u5236\u5ea6\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u8a73\u3057\u304f\u307f\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff08\u4f01\u696d\u578bDC\uff09\u3068\u306e\u9055\u3044<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff08\u4f01\u696d\u578bDC\uff09\u3068\u306f\u4f01\u696d\u304c\u5c0e\u5165\u3059\u308b\u3082\u306e\u3067\u3001\u52a0\u5165\u5bfe\u8c61\u8005\u306f\u5f93\u696d\u54e1\u3067\u3059\u3002<\/b><\/span><\/p>\n<p>\u639b\u91d1\u306f\u4f1a\u793e\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u898f\u7d04\u3067\u5b9a\u3081\u308c\u3070\u4f1a\u793e\u304b\u3089\u306e\u62e0\u51fa\u306b\u4e0a\u4e57\u305b\u3057\u3066\u500b\u4eba\u3067\u62e0\u51fa\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u3092\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3068\u8a00\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f01\u696d\u5074\u3068\u3057\u3066\u306f\u3001\u9000\u8077\u91d1\u4ee3\u308f\u308a\u3001\u3042\u308b\u3044\u306f\u9000\u8077\u91d1\u306e\u4e00\u90e8\u3068\u3057\u3066\u4f01\u696d\u578bDC\u3092\u5c0e\u5165\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n<p>\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u306b\u306f\u5f93\u6765\u3001\u52a0\u5165\u8005\u672c\u4eba\u306e\u639b\u91d1\u304c\u4f1a\u793e\u306e\u4e8b\u696d\u4e3b\u639b\u91d1\u3092\u8d85\u3048\u3089\u308c\u306a\u3044\u3068\u3044\u3046\u5236\u9650\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u3053\u306e\u5236\u9650\u306f2026\u5e744\u67081\u65e5\u306b\u64a4\u5ec3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e8b\u696d\u4e3b\u639b\u91d1\u304c\u5c11\u306a\u3044\u4f1a\u793e\u3067\u3082\u3001\u672c\u4eba\u304c\u3088\u308a\u591a\u304f\u4e0a\u4e57\u305b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<h3>\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff08\u500b\u4eba\u578bDC\uff09\u3068\u306e\u9055\u3044<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff08\u500b\u4eba\u578bDC\uff09\u3067\u3042\u308biDeCo\uff08\u30a4\u30c7\u30b3\uff09\u306f\u3001\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a\u304c\u5b9f\u65bd\u3059\u308b\u5236\u5ea6\u3067\u3059\u3002<\/b><\/span><\/p>\n<p>\u639b\u91d1\u306f\u52a0\u5165\u8005\u304c\u62e0\u51fa\u3057\u307e\u3059\u3002\u3082\u3068\u3082\u3068iDeCo\u306f\u3001\u81ea\u55b6\u696d\u8005\u306a\u3069\u306e\u56fd\u6c11\u5e74\u91d1\u306e\u7b2c1\u53f7\u88ab\u4fdd\u967a\u8005\u3068\u3001\u4f01\u696d\u5e74\u91d1\u304c\u306a\u3044\u539a\u751f\u5e74\u91d1\u88ab\u4fdd\u967a\u8005\u3060\u3051\u304c\u52a0\u5165\u3067\u304d\u308b\u5236\u5ea6\u3067\u3057\u305f\u3002\u3057\u304b\u3057\u30cb\u30fc\u30ba\u306e\u5e83\u304c\u308a\u306b\u3088\u308a\u3001\u5e73\u621029\u5e741\u6708\u304b\u3089\u5c02\u696d\u4e3b\u5a66\u306a\u3069\u306e\u56fd\u6c11\u5e74\u91d1\u306e\u7b2c3\u53f7\u88ab\u4fdd\u967a\u8005\u3084\u3001\u4f01\u696d\u5e74\u91d1\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u65b9\u3082\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u4f01\u696d\u578bDC\u306b\u52a0\u5165\u4e2d\u306e\u4eba\u3082\u3001iDeCo\u306b\u540c\u6642\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002\u305f\u3060\u3057\u3001\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3092\u5b9f\u65bd\u3057\u3066\u3044\u308b\u4eba\u306fiDeCo\u306b\u52a0\u5165\u3067\u304d\u307e\u305b\u3093\u3002\u4f1a\u793e\u306e\u898f\u7d04\u3067\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u304c\u7528\u610f\u3055\u308c\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u3069\u3061\u3089\u304b\u3092\u9078\u3076\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u3046\u3057\u305f\u7d4c\u7def\u304b\u3089\u3001\u73fe\u5728\u3067\u306f20\u6b73\u4ee5\u4e0a65\u6b73\u672a\u6e80\u306e\u56fd\u6c11\u5e74\u91d1\u306e\u88ab\u4fdd\u967a\u8005\u3067\u3042\u308c\u3070\u3001\u307b\u307c\u3059\u3079\u3066\u306e\u4eba\u304ciDeCo\u306b\u52a0\u5165\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a2026\u5e7412\u67081\u65e5\u304b\u3089\u306f\u3001\u52a0\u5165\u53ef\u80fd\u5e74\u9f62\u3068\u62e0\u51fa\u9650\u5ea6\u984d\u304c\u5f15\u304d\u4e0a\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u8001\u9f62\u57fa\u790e\u5e74\u91d1\u3084iDeCo\u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u53d7\u7d66\u3057\u3066\u304a\u3089\u305a\u3001\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3082\u5b9f\u65bd\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u300170\u6b73\u672a\u6e80\u307e\u3067\u639b\u91d1\u306e\u62e0\u51fa\u304c\u53ef\u80fd\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>2026\u5e7411\u6708\u307e\u3067<\/th>\n<th>2026\u5e7412\u67081\u65e5\u4ee5\u5f8c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">\u52a0\u5165\u53ef\u80fd\u5e74\u9f62<\/td>\n<td style=\"text-align: left;\">65\u6b73\u672a\u6e80<\/td>\n<td style=\"text-align: left;\">70\u6b73\u672a\u6e80<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u7b2c1\u53f7\u88ab\u4fdd\u967a\u8005\u306e\u9650\u5ea6\u984d<\/td>\n<td style=\"text-align: left;\">\u67086.8\u4e07\u5186<\/td>\n<td style=\"text-align: left;\">\u67087.5\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u7b2c2\u53f7\u88ab\u4fdd\u967a\u8005\u306e\u9650\u5ea6\u984d<\/td>\n<td style=\"text-align: left;\">\u67082.3\u4e07\u5186\u306a\u3069<\/td>\n<td style=\"text-align: left;\">\u4ed6\u5236\u5ea6\u3068\u5408\u7b97\u3057\u3066\u67086.2\u4e07\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u7b2c2\u53f7\u88ab\u4fdd\u967a\u8005\u306e\u9650\u5ea6\u984d\u306f\u3001\u6708\u984d62,000\u5186\u304b\u3089\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u4e8b\u696d\u4e3b\u639b\u91d1\u6708\u984d\u3068\u3001\u78ba\u5b9a\u7d66\u4ed8\u4f01\u696d\u5e74\u91d1\u5236\u5ea6\u3067\u5b9a\u3081\u308b\u4ed6\u5236\u5ea6\u639b\u91d1\u76f8\u5f53\u984d\u3092\u5dee\u3057\u5f15\u3044\u305f\u91d1\u984d\uff08\u5343\u5186\u672a\u6e80\u5207\u6368\u3066\uff09\u306b\u306a\u308a\u307e\u3059\u3002\u62e0\u51fa\u9650\u5ea6\u984d\u306e\u5f15\u4e0a\u3052\u306f2026\u5e7412\u6708\u5206\u304b\u3089\u9069\u7528\u3055\u308c\u3001\u5b9f\u969b\u306e\u53e3\u5ea7\u5f15\u843d\u306b\u53cd\u6620\u3055\u308c\u308b\u306e\u306f2027\u5e741\u6708\u5206\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1135.htm\" rel=\"noopener\" target=\"_blank\">No.1135 \u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\uff5c\u56fd\u7a0e\u5e81<\/a><\/p>\n<h2>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306f\u5e74\u672b\u8abf\u6574\u304c\u5fc5\u8981\uff1f<\/h2>\n<p>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306b\u306f\u7a0e\u5236\u4e0a\u306e\u512a\u9047\u63aa\u7f6e\u304c\u3042\u308b\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u5e74\u672b\u8abf\u6574\u3084\u78ba\u5b9a\u7533\u544a\u3092\u3059\u308b\u3053\u3068\u3067\u3001\u652f\u6255\u3044\u6e08\u307f\u306e\u6240\u5f97\u7a0e\u306e\u9084\u4ed8\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5e74\u672b\u8abf\u6574\u304c\u5fc5\u8981\u304b\u3069\u3046\u304b\u306f\u3001\u639b\u91d1\u3092\u8ab0\u304c\u8ca0\u62c5\u3057\u3066\u3044\u308b\u304b\u3067\u6c7a\u307e\u308a\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u52a0\u5165\u3057\u3066\u3044\u308b\u5236\u5ea6<\/th>\n<th>\u639b\u91d1\u306e\u8ca0\u62c5\u8005<\/th>\n<th>\u5e74\u672b\u8abf\u6574<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">\u4f01\u696d\u578bDC\uff08\u4f1a\u793e\u306e\u307f\u62e0\u51fa\uff09<\/td>\n<td style=\"text-align: left;\">\u4f1a\u793e<\/td>\n<td style=\"text-align: left;\">\u5fc5\u8981\u306a\u3057<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u4f01\u696d\u578bDC\uff0b\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa<\/td>\n<td style=\"text-align: left;\">\u4f1a\u793e\u3068\u672c\u4eba<\/td>\n<td style=\"text-align: left;\">\u4f1a\u793e\u304c\u51e6\u7406\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u4f01\u696d\u578bDC\uff0biDeCo<\/td>\n<td style=\"text-align: left;\">\u4f1a\u793e\u3068\u672c\u4eba<\/td>\n<td style=\"text-align: left;\">\u672c\u4eba\u304c\u7533\u544a\u3057\u3066\u4f1a\u793e\u304c\u51e6\u7406\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">iDeCo\u306e\u307f\uff08\u4f1a\u793e\u54e1\uff09<\/td>\n<td style=\"text-align: left;\">\u672c\u4eba<\/td>\n<td style=\"text-align: left;\">\u672c\u4eba\u304c\u7533\u544a\u3057\u3066\u4f1a\u793e\u304c\u51e6\u7406\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">iDeCo\u306e\u307f\uff08\u500b\u4eba\u4e8b\u696d\u4e3b\uff09<\/td>\n<td style=\"text-align: left;\">\u672c\u4eba<\/td>\n<td style=\"text-align: left;\">\u78ba\u5b9a\u7533\u544a\u3067\u51e6\u7406\u3059\u308b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\u4f01\u696d\u578bDC\u3067\u4f1a\u793e\u3060\u3051\u304c\u62e0\u51fa\u3057\u3066\u3044\u308b\u5834\u5408<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u4f01\u696d\u578bDC\u3067\u4f01\u696d\u3060\u3051\u304c\u639b\u91d1\u3092\u652f\u6255\u3063\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3067\u306f\u3001\u639b\u91d1\u306f\u6240\u5f97\u7a0e\u63a7\u9664\u306e\u5bfe\u8c61\u3068\u306f\u306a\u3089\u306a\u3044\u305f\u3081\u3001\u5e74\u672b\u8abf\u6574\u3092\u884c\u3046\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/b><\/span><\/p>\n<p>\u4f01\u696d\u578bDC\u3067\u306f\u3001\u3053\u306e\u30b1\u30fc\u30b9\u304c\u4e00\u822c\u7684\u3067\u3059\u3002\u4f1a\u793e\u304c\u8ca0\u62c5\u3057\u305f\u639b\u91d1\u306f\u672c\u4eba\u306e\u6240\u5f97\u306b\u306a\u3089\u306a\u3044\u305f\u3081\u3001\u7533\u544a\u3059\u308b\u5834\u9762\u305d\u306e\u3082\u306e\u304c\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<h3>\u4f01\u696d\u578bDC\u3067\u672c\u4eba\u3082\u4e0a\u4e57\u305b\u3057\u3066\u62e0\u51fa\u3057\u3066\u3044\u308b\u5834\u5408<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u898f\u7d04\u3067\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3068\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3067\u306f\u3001\u672c\u4eba\u3082\u4e0a\u4e57\u305b\u5206\u306e\u639b\u91d1\u3092\u62e0\u51fa\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u5e74\u672b\u8abf\u6574\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>\u305f\u3060\u3057\u3001\u624b\u7d9a\u304d\u81ea\u4f53\u306f\u672c\u4eba\u3067\u306f\u306a\u304f\u3001\u639b\u91d1\u3092\u7d66\u4e0e\u304b\u3089\u5929\u5f15\u304d\u3057\u3001\u91d1\u984d\u3092\u628a\u63e1\u3057\u3066\u3044\u308b\u4f1a\u793e\u304c\u884c\u3044\u307e\u3059\u3002\u5f93\u696d\u54e1\u304b\u3089\u7533\u544a\u66f8\u3092\u51fa\u3057\u3066\u3082\u3089\u3046\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<h3>\u500b\u4eba\u578b\u306eiDeCo\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u5834\u5408<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u81ea\u5206\u3067\u652f\u6255\u3063\u305fiDeCo\u306e\u639b\u91d1\u306f\u3001\u5168\u984d\u304c\u6240\u5f97\u7a0e\u63a7\u9664\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>\u3057\u305f\u304c\u3063\u3066\u4f1a\u793e\u54e1\u3067\u3042\u308c\u3070\u5e74\u672b\u8abf\u6574\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u3067\u3042\u308c\u3070\u78ba\u5b9a\u7533\u544a\u3092\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u4f01\u696d\u578bDC\u3067\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u3067\u306f\u306a\u304f\u3001\u500b\u4eba\u3067iDeCo\u306b\u52a0\u5165\u3057\u3066\u5168\u984d\u639b\u91d1\u3092\u652f\u6255\u3063\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3082\u540c\u3058\u3067\u3059\u3002\u3053\u306e\u5834\u5408\u3001\u4f1a\u793e\u306f\u639b\u91d1\u306e\u91d1\u984d\u304c\u308f\u304b\u3089\u306a\u3044\u305f\u3081\u3001\u52a0\u5165\u8005\u672c\u4eba\u304c\u7533\u544a\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h2>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u5e74\u672b\u8abf\u6574\u306e\u624b\u9806\u306f\uff1f<\/h2>\n<p>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3067\u5e74\u672b\u8abf\u6574\u304c\u5fc5\u8981\u306b\u306a\u308b\u306e\u306f\u3001\u672c\u4eba\u304c\u639b\u91d1\u3092\u8ca0\u62c5\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3067\u3059\u3002<\/p>\n<p>\u5bfe\u8c61\u3068\u306a\u308b\u306e\u306f\u6b21\u306e\u5834\u5408\u3067\u3059\u3002<\/p>\n<div class=\"summary-box\">\n<ul class=\"summary-box__list summary-box__list\">\n<li>\u4f01\u696d\u578bDC\uff0b\u672c\u4eba\u3082\u4e0a\u4e57\u305b\u3067\u639b\u91d1\u3092\u652f\u6255\u3063\u3066\u3044\u308b\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u306e\u5834\u5408<\/li>\n<li>\u4f01\u696d\u578bDC\uff0b\u500b\u4eba\u578b\u306eiDeCo\u306e\u5834\u5408<\/li>\n<\/ul>\n<\/div>\n<p>\u5f8c\u8005\u306e\u5834\u5408\u300111\u6708\u4ee5\u964d\u306b\u521d\u56de\u306e\u639b\u91d1\u3092\u6255\u3044\u8fbc\u3093\u3060\u3068\u304d\u306b\u306f\u3001\u5e74\u672b\u8abf\u6574\u3067\u306f\u306a\u304f\u78ba\u5b9a\u7533\u544a\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u5e74\u672b\u8abf\u6574\u3084\u78ba\u5b9a\u7533\u544a\u3067\u306f\u3069\u306e\u3088\u3046\u306a\u624b\u7d9a\u304d\u3092\u3057\u3066\u3044\u304f\u306e\u304b\u307f\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u5e74\u672b\u8abf\u6574\u306b\u304a\u3051\u308b\u4f01\u696d\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3078\u306e\u5bfe\u5fdc<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u4f01\u696d\u578bDC\u3068\u30de\u30c3\u30c1\u30f3\u30b0\u62e0\u51fa\u306e\u5834\u5408\u306f\u3001\u639b\u91d1\u3092\u6e90\u6cc9\u63a7\u9664\u3057\u3066\u3044\u308b\u4f01\u696d\u304c\u5e74\u672b\u8abf\u6574\u3092\u884c\u3044\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u639b\u91d1\u306f\u3001\u6240\u5f97\u7a0e\u63a7\u9664\u306e1\u3064\u3067\u3042\u308b\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u306e\u5bfe\u8c61\u3067\u3059\u3002<\/p>\n<p>\u63a7\u9664\u3092\u7533\u544a\u3059\u308b\u300c\u7d66\u4e0e\u6240\u5f97\u8005\u306e\u4fdd\u967a\u6599\u63a7\u9664\u7533\u544a\u66f8\u300d\u306e\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u300d\u6b04\u306b\u5fc5\u8981\u4e8b\u9805\u3092\u8a18\u8f09\u3057\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/biz.moneyforward.com\/payroll\/basic\/wp-content\/uploads\/2026\/07\/shokibokyosai.png\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/biz.moneyforward.com\/payroll\/basic\/wp-content\/uploads\/2026\/07\/shokibokyosai.png\" alt=\"\u4ee4\u548c8\u5e74\u5206 \u7d66\u4e0e\u6240\u5f97\u8005\u306e\u4fdd\u967a\u6599\u63a7\u9664\u7533\u544a\u66f8 \u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\" width=\"980\" height=\"700\" class=\"aligncenter size-full wp-image-124312\" srcset=\"https:\/\/biz.moneyforward.com\/payroll\/basic\/wp-content\/uploads\/2026\/07\/shokibokyosai.png 980w, https:\/\/biz.moneyforward.com\/payroll\/basic\/wp-content\/uploads\/2026\/07\/shokibokyosai-300x214.png 300w, https:\/\/biz.moneyforward.com\/payroll\/basic\/wp-content\/uploads\/2026\/07\/shokibokyosai-768x549.png 768w\" sizes=\"auto, (max-width: 980px) 100vw, 980px\" \/><\/a><\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.nta.go.jp\/taxes\/tetsuzuki\/shinsei\/annai\/gensen\/annai\/1648_05.htm\" rel=\"noopener\" target=\"_blank\">A2-3 \u7d66\u4e0e\u6240\u5f97\u8005\u306e\u4fdd\u967a\u6599\u63a7\u9664\u306e\u7533\u544a\uff5c\u56fd\u7a0e\u5e81<\/a><\/p>\n<p>\u4fdd\u967a\u6599\u63a7\u9664\u7533\u544a\u66f8\u306e\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u300d\u6b04\u306b\u3001\u672c\u4eba\u304c\u305d\u306e\u5e74\u306e\u4f01\u696d\u578bDC\u306b\u652f\u6255\u3063\u305f\u639b\u91d1\u7dcf\u984d\u3092\u8a18\u5165\u3057\u307e\u3059\u3002\u5408\u8a08\uff08\u63a7\u9664\u984d\uff09\u6b04\u306b\u306f\u3001\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u306b\u8a72\u5f53\u3059\u308b\u307b\u304b\u306e\u7a2e\u985e\u306e\u639b\u91d1\u306e\u91d1\u984d\u3068\u5408\u308f\u305b\u305f\u7dcf\u984d\u3092\u8a18\u5165\u3057\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/biz.moneyforward.com\/payroll\/basic\/wp-content\/uploads\/2022\/02\/image5.jpg\" alt=\"\u5c0f\u898f\u6a21\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\" width=\"782\" height=\"368\" style=\"display: block; margin: 0 auto;\" \/><\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.nta.go.jp\/taxes\/tetsuzuki\/shinsei\/annai\/gensen\/annai\/1648_05.htm\" rel=\"noopener\" target=\"_blank\">A2-3 \u7d66\u4e0e\u6240\u5f97\u8005\u306e\u4fdd\u967a\u6599\u63a7\u9664\u306e\u7533\u544a\uff5c\u56fd\u7a0e\u5e81<\/a><\/p>\n<p>\u307e\u305f\u3001\u4f01\u696d\u578bDC\u306e\u639b\u91d1\u306f\u3001\u6e90\u6cc9\u5fb4\u53ce\u7968\u306b\u304a\u3044\u3066\u793e\u4f1a\u4fdd\u967a\u6599\u3068\u540c\u69d8\u306e\u6271\u3044\u3068\u306a\u308b\u305f\u3081\u3001\u300c\u7d66\u4e0e\u6240\u5f97\u306e\u6e90\u6cc9\u5fb4\u53ce\u7968\u300d\u306e\u300c\u793e\u4f1a\u4fdd\u967a\u6599\u7b49\u306e\u91d1\u984d\u300d\u6b04\u306b\u3001\u793e\u4f1a\u4fdd\u967a\u6599\u3068\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u306e\u639b\u91d1\u5408\u8a08\u984d\u3092\u5408\u308f\u305b\u305f\u91d1\u984d\u3092\u8a18\u5165\u3057\u307e\u3059\u3002<\/p>\n<h3>\u5e74\u672b\u8abf\u6574\u306b\u304a\u3051\u308b\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u3078\u306e\u5bfe\u5fdc<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u300c\u4f01\u696d\u578bDC\uff0b\u500b\u4eba\u578b\u306eiDeCo\u300d\u306e\u5834\u5408\u3001\u4f01\u696d\u578bDC\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u5f93\u696d\u54e1\u304c\u3001\u500b\u4eba\u3067iDeCo\u306b\u3082\u52a0\u5165\u3057\u3066\u639b\u91d1\u3092\u652f\u6255\u3063\u3066\u3044\u308b\u30b1\u30fc\u30b9\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>\u3053\u306e\u5834\u5408\u3001\u639b\u91d1\u3092\u6e90\u6cc9\u5fb4\u53ce\u3057\u3066\u3044\u308b\u4f01\u696d\u304c\u5e74\u672b\u8abf\u6574\u3057\u307e\u3059\u304c\u3001\u305d\u306e\u524d\u63d0\u3068\u306a\u308b\u6e96\u5099\u306f\u52a0\u5165\u8005\u672c\u4eba\u304c\u884c\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u624b\u9806\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<div class=\"summary-box\">\n<ol class=\"summary-box__list summary-box__list--number\">\n<li>\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u6255\u8fbc\u8a3c\u660e\u66f8\u300d\u3092\u7528\u610f\u3059\u308b\u3002<\/li>\n<li>\u300c\u7d66\u4e0e\u6240\u5f97\u8005\u306e\u4fdd\u967a\u6599\u63a7\u9664\u7533\u544a\u66f8\u300d\u306b\u5fc5\u8981\u4e8b\u9805\u3092\u8a18\u5165\u3059\u308b\u3002<\/li>\n<\/ol>\n<\/div>\n<p>\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u6255\u8fbc\u8a3c\u660e\u66f8\u300d\u306f\u3001\u5e74\u672b\u8abf\u6574\u306e\u969b\u306b\u6dfb\u4ed8\u66f8\u985e\u3068\u3057\u3066\u5fc5\u8981\u3068\u306a\u308b\u3082\u306e\u3067\u3059\u3002\u6bce\u5e7410\u6708\uff5e11\u6708\u9803\u306b\u56fd\u6c11\u5e74\u91d1\u57fa\u91d1\u9023\u5408\u4f1a\u304b\u3089\u30cf\u30ac\u30ad\u3067\u9001\u4ed8\u3055\u308c\u3066\u304d\u307e\u3059\u306e\u3067\u5927\u5207\u306b\u4fdd\u7ba1\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u300c\u7d66\u4e0e\u6240\u5f97\u8005\u306e\u4fdd\u967a\u6599\u63a7\u9664\u7533\u544a\u66f8\u300d\u306f\u3001\u901a\u5e38\u300111\u6708\u9803\u306b\u52e4\u52d9\u5148\u304b\u3089\u914d\u5e03\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u7533\u544a\u66f8\u306e\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u300d\u6b04\u306b\u3001\u672c\u4eba\u304c\u305d\u306e\u5e74\u306e\u500b\u4eba\u578bDC\u306b\u652f\u6255\u3063\u305f\u639b\u91d1\u7dcf\u984d\u3092\u3001\u5408\u8a08\uff08\u63a7\u9664\u984d\uff09\u6b04\u306b\u306f\u3001\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u7b49\u639b\u91d1\u63a7\u9664\u306b\u8a72\u5f53\u3059\u308b\u307b\u304b\u306e\u7a2e\u985e\u306e\u639b\u91d1\u306e\u91d1\u984d\u3068\u5408\u308f\u305b\u305f\u7dcf\u984d\u3092\u305d\u308c\u305e\u308c\u8a18\u5165\u3057\u307e\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/biz.moneyforward.com\/payroll\/basic\/wp-content\/uploads\/2022\/02\/image7.jpg\" alt=\"\u500b\u4eba\u578b\u5e74\u91d1\u52a0\u5165\u8005\u639b\u91d1\" width=\"782\" height=\"368\" style=\"display: block; margin: 0 auto;\" \/><\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.nta.go.jp\/taxes\/tetsuzuki\/shinsei\/annai\/gensen\/annai\/1648_05.htm\" rel=\"noopener\" target=\"_blank\">A2-3 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