{"id":117665,"date":"2026-04-17T16:27:59","date_gmt":"2026-04-17T07:27:59","guid":{"rendered":"https:\/\/biz.moneyforward.com\/payroll\/basic\/?p=117665"},"modified":"2026-04-17T16:27:59","modified_gmt":"2026-04-17T07:27:59","slug":"2026%e5%b9%b4%e5%ba%a6%e8%a8%ba%e7%99%82%e5%a0%b1%e9%85%ac%e6%94%b9%e5%ae%9a%e3%81%a8%e3%81%af%ef%bc%9f%e6%94%b9%e5%ae%9a%e7%8e%87%e3%82%84%e6%96%bd%e8%a1%8c%e6%97%a5%e3%80%81%e5%af%be%e5%bf%9c","status":"publish","type":"post","link":"https:\/\/biz.moneyforward.com\/payroll\/basic\/117665\/","title":{"rendered":"2026\u5e74\u5ea6\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u3068\u306f\uff1f\u6539\u5b9a\u7387\u3084\u65bd\u884c\u65e5\u3001\u5bfe\u5fdc\u65b9\u6cd5\u3092\u89e3\u8aac"},"content":{"rendered":"<div class=\"summary-box\">\n<div class=\"summary-box__title\"><span class=\"summary-box__title_tag\">Point<\/span>2026\u5e74\u5ea6\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u3068\u306f<\/div>\n<p><strong>2026\u5e74\u5ea6\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306f\u3001\u672c\u4f53\u6539\u5b9a\u7387\u304c\u30d7\u30e9\u30b93.09%\u3068\u7d0430\u5e74\u3076\u308a\u306e\u9ad8\u6c34\u6e96\u3068\u306a\u308a\u3001\u533b\u7642\u5f93\u4e8b\u8005\u306e\u8cc3\u4e0a\u3052\u3084\u533b\u7642DX\u63a8\u9032\u3092\u67f1\u3068\u3057\u305f\u5927\u898f\u6a21\u306a\u898b\u76f4\u3057\u3067\u3059\u3002<\/strong><\/p>\n<ul class=\"summary-box__list 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3.09%\u306e\u5f15\u304d\u4e0a\u3052\u5206\u306e\u591a\u304f\u304c\u8cc3\u4e0a\u3052\u3084\u7269\u4fa1\u9ad8\u9a30\u5bfe\u7b56\u306b\u5272\u308a\u5f53\u3066\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u65b0\u8a2d\u30fb\u62e1\u5145\u3055\u308c\u308b\u65bd\u8a2d\u57fa\u6e96\u306e\u5c4a\u51fa\u3092\u65e9\u671f\u306b\u884c\u3046\u3053\u3068\u304c\u7d4c\u55b6\u6539\u5584\u306e\u9375\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<p>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306f\u3001\u75c5\u9662\u30fb\u30af\u30ea\u30cb\u30c3\u30af\u30fb\u85ac\u5c40\u304c\u4fdd\u967a\u8a3a\u7642\u3067\u53d7\u3051\u53d6\u308b\u5831\u916c\u306e\u70b9\u6570\u3084\u7b97\u5b9a\u30eb\u30fc\u30eb\u3092\u898b\u76f4\u3059\u5236\u5ea6\u3067\u3001\u539f\u52472\u5e74\u3054\u3068\u306b\u5b9f\u65bd\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>2026\u5e74\u5ea6\u306e\u533b\u7642\u5831\u916c\u6539\u5b9a\u306f\u672c\u4f53\u6539\u5b9a\u7387\u304c\u30d7\u30e9\u30b93.09%\u3068\u7d0430\u5e74\u3076\u308a\u306e\u9ad8\u6c34\u6e96\u3068\u306a\u308a\u3001\u8cc3\u4e0a\u3052\u5bfe\u5fdc\u30fb\u533b\u7642DX\u63a8\u9032\u30fb\u5728\u5b85\u533b\u7642\u5145\u5b9f\u3068\u3044\u3046\u8907\u6570\u306e\u653f\u7b56\u76ee\u6a19\u3092\u4e00\u4f53\u7684\u306b\u63a8\u9032\u3059\u308b\u5927\u578b\u6539\u5b9a\u3067\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f\u3001\u5236\u5ea6\u306e\u57fa\u790e\u304b\u3089\u6539\u5b9a\u5185\u5bb9\u30fb\u65bd\u884c\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u30fb\u533b\u7642\u6a5f\u95a2\u306e\u5bfe\u5fdc\u307e\u3067\u4f53\u7cfb\u7684\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<div id=\"post-below-intro\"><\/div><h2>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u3068\u306f\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u3068\u306f\u3001\u516c\u7684\u533b\u7642\u4fdd\u967a\u304b\u3089\u533b\u7642\u6a5f\u95a2\u306b\u652f\u6255\u308f\u308c\u308b\u8a3a\u7642\u5831\u916c\u306e\u70b9\u6570\u30fb\u7b97\u5b9a\u8981\u4ef6\u3092\u5b9a\u671f\u7684\u306b\u898b\u76f4\u3059\u5236\u5ea6\u3067\u3001\u539f\u52472\u5e74\u306b1\u56de\u30fb\u5076\u6570\u5e74\u306b\u5b9f\u65bd\u3055\u308c\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>\u533b\u7642\u6a5f\u95a2\u306e\u53ce\u5165\u306e\u67f1\u3068\u306a\u308b\u4fdd\u967a\u8a3a\u7642\u5831\u916c\u306f\u3001\u56fd\u304c\u300c\u70b9\u6570\u8868\u300d\u3068\u3057\u3066\u4e00\u5f8b\u306b\u5b9a\u3081\u3066\u304a\u308a\u30011\u70b9\uff1d10\u5186\u306e\u63db\u7b97\u3067\u533b\u7642\u8cbb\u304c\u8a08\u7b97\u3055\u308c\u307e\u3059\u3002\u81ea\u7531\u306b\u4fa1\u683c\u3092\u8a2d\u5b9a\u3067\u304d\u306a\u3044\u516c\u5b9a\u4fa1\u683c\u5236\u5ea6\u3067\u3042\u308b\u304c\u3086\u3048\u306b\u3001\u7269\u4fa1\u30fb\u4eba\u4ef6\u8cbb\u306e\u5909\u52d5\u3084\u533b\u7642\u6280\u8853\u306e\u9032\u6b69\u306b\u5408\u308f\u305b\u3066\u5b9a\u671f\u7684\u306a\u898b\u76f4\u3057\u304c\u4e0d\u53ef\u6b20\u3067\u3059\u3002\u6539\u5b9a\u306e\u5185\u5bb9\u306b\u3088\u3063\u3066\u306f\u3001\u533b\u7642\u6a5f\u95a2\u306e\u7d4c\u55b6\u30fb\u4eba\u54e1\u914d\u7f6e\u30fb\u696d\u52d9\u30d5\u30ed\u30fc\u5168\u4f53\u306b\u6ce2\u53ca\u3057\u307e\u3059\u3002<\/p>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/stf\/seisakunitsuite\/bunya\/0000147284_00021.html\" target=\"_blank\" rel=\"noopener\">\u4ee4\u548c8\u5e74\u5ea6\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306b\u3064\u3044\u3066\uff5c\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\n<h3>\u8a3a\u7642\u5831\u916c\u306e\u69cb\u6210\uff1a\u672c\u4f53\u3068\u85ac\u4fa1<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306f\u300c\u672c\u4f53\u300d\u3068\u300c\u85ac\u4fa1\u7b49\u300d\u306e2\u3064\u306b\u5206\u3051\u3066\u6539\u5b9a\u7387\u304c\u8a2d\u5b9a\u3055\u308c\u307e\u3059\u3002<\/b><\/span><\/p>\n<table>\n<thead>\n<tr>\n<th>\u533a\u5206<\/th>\n<th>\u5185\u5bb9<\/th>\n<th>\u6c7a\u5b9a\u4e3b\u4f53<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\"><strong>\u672c\u4f53<\/strong><\/td>\n<td style=\"text-align: left;\">\u533b\u5e2b\u306e\u6280\u8853\u6599\u30fb\u770b\u8b77\u5e2b\u7b49\u306e\u4eba\u4ef6\u8cbb\u30fb\u65bd\u8a2d\u57fa\u6e96\u7b49\u306e\u8a3a\u7642\u884c\u70ba\u305d\u306e\u3082\u306e\u3078\u306e\u5bfe\u4fa1<\/td>\n<td style=\"text-align: left;\">\u539a\u751f\u52b4\u50cd\u5927\u81e3\uff08\u4e2d\u533b\u5354\u306e\u7b54\u7533\u3092\u53d7\u3051\u3066\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\"><strong>\u85ac\u4fa1<\/strong><\/td>\n<td style=\"text-align: left;\">\u533b\u85ac\u54c1\u306e\u4fdd\u967a\u4e0a\u306e\u516c\u5b9a\u4fa1\u683c\uff08\u85ac\u4fa1\u57fa\u6e96\uff09<\/td>\n<td style=\"text-align: left;\">\u539a\u751f\u52b4\u50cd\u5927\u81e3\uff08\u4e2d\u533b\u5354\u306e\u7b54\u7533\u3092\u53d7\u3051\u3066\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\"><strong>\u7279\u5b9a\u4fdd\u967a\u533b\u7642\u6750\u6599\u4fa1\u683c<\/strong><\/td>\n<td style=\"text-align: left;\">\u533b\u7642\u6750\u6599\u30fb\u533b\u7642\u6a5f\u5668\u306e\u4fdd\u967a\u4e0a\u306e\u516c\u5b9a\u4fa1\u683c<\/td>\n<td style=\"text-align: left;\">\u539a\u751f\u52b4\u50cd\u5927\u81e3\uff08\u4e2d\u533b\u5354\u306e\u7b54\u7533\u3092\u53d7\u3051\u3066\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u30cd\u30c3\u30c8\u6539\u5b9a\u7387\u306f\u672c\u4f53\u3068\u85ac\u4fa1\u7b49\u3092\u5408\u7b97\u3057\u305f\u5168\u4f53\u306e\u6539\u5b9a\u7387\u3092\u6307\u3057\u3001\u533b\u7642\u6a5f\u95a2\u7d4c\u55b6\u3078\u306e\u5f71\u97ff\u3092\u8aad\u3080\u4e0a\u3067\u91cd\u8981\u306a\u6307\u6a19\u3067\u3059\u3002<\/p>\n<h3>\u8ab0\u304c\u5be9\u8b70\u30fb\u6c7a\u5b9a\u3059\u308b\u306e\uff1f<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u8a3a\u7642\u5831\u916c\u306e\u6539\u5b9a\u5185\u5bb9\u306f\u3001\u539a\u751f\u52b4\u50cd\u5927\u81e3\u306e\u8aee\u554f\u6a5f\u95a2\u3067\u3042\u308b\u4e2d\u592e<a href=\"https:\/\/biz.moneyforward.com\/payroll\/basic\/55709\/\" data-internallinksmanager029f6b8e52c=\"339\" title=\"\u793e\u4f1a\u4fdd\u967a\">\u793e\u4f1a\u4fdd\u967a<\/a>\u533b\u7642\u5354\u8b70\u4f1a\u304c\u4e2d\u5fc3\u3068\u306a\u3063\u3066\u5be9\u8b70\u3057\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>\u4e2d\u533b\u5354\u306f\u3001\u4fdd\u967a\u8005\u4ee3\u8868\u30fb\u533b\u7642\u8005\u4ee3\u8868\u30fb\u516c\u76ca\u4ee3\u8868\u306e3\u8005\u3067\u69cb\u6210\u3055\u308c\u3066\u304a\u308a\u3001\u5229\u5bb3\u95a2\u4fc2\u8005\u9593\u306e\u8abf\u6574\u3092\u7d4c\u3066\u7b54\u7533\u304c\u307e\u3068\u3081\u3089\u308c\u307e\u3059\u3002\u6539\u5b9a\u306e\u57fa\u672c\u65b9\u91dd\u306f\u793e\u4f1a\u4fdd\u969c\u5be9\u8b70\u4f1a\uff08\u793e\u4fdd\u5be9\uff09\u306e\u533b\u7642\u90e8\u4f1a\u30fb\u533b\u7642\u4fdd\u967a\u90e8\u4f1a\u304c\u7b56\u5b9a\u3057\u3001\u653f\u5e9c\u306e\u4e88\u7b97\u7de8\u6210\u65b9\u91dd\u3068\u3082\u9023\u52d5\u3057\u307e\u3059\u3002<\/p>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/stf\/shingi\/shingi-chuo_128154.html\" target=\"_blank\" rel=\"noopener\">\u4e2d\u592e\u793e\u4f1a\u4fdd\u967a\u533b\u7642\u5354\u8b70\u4f1a\uff08\u4e2d\u533b\u5354\uff09\uff5c\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\n<h2>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306f\u306a\u305c\u5fc5\u8981\u306a\u306e\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u304c\u5fc5\u8981\u306a\u6700\u5927\u306e\u7406\u7531\u306f\u3001\u516c\u5b9a\u4fa1\u683c\u5236\u5ea6\u306e\u3082\u3068\u3067\u306f\u533b\u7642\u6a5f\u95a2\u304c\u81ea\u3089\u30b5\u30fc\u30d3\u30b9\u4fa1\u683c\u3092\u4e0a\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u305a\u3001\u7269\u4fa1\u30fb\u4eba\u4ef6\u8cbb\u306e\u5909\u52d5\u3092\u8a3a\u7642\u5831\u916c\u306e\u6539\u5b9a\u306b\u3088\u3063\u3066\u5438\u53ce\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3067\u3059\u3002<\/b><\/span><\/p>\n<p>\u8fd1\u5e74\u306f\u7269\u4fa1\u9ad8\u9a30\u30fb\u4eba\u4ef6\u8cbb\u4e0a\u6607\u30fb\u533b\u7642\u6a5f\u5668\u306e\u30b3\u30b9\u30c8\u5897\u3068\u3044\u3046\u4e09\u91cd\u82e6\u304c\u533b\u7642\u6a5f\u95a2\u7d4c\u55b6\u3092\u76f4\u6483\u3057\u3066\u3044\u307e\u3059\u3002\u539a\u751f\u52b4\u50cd\u7701\u306e\u8abf\u67fb\u3067\u306f\u30012024\u5e74\u5ea6\u6c7a\u7b97\u3067\u5831\u544a\u306e\u3042\u3063\u305f\u75c5\u9662\u306e\u7d0450%\u304c\u8d64\u5b57\u7d4c\u55b6\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u5927\u5b66\u75c5\u9662\u5168\u4f53\u3067\u306f2024\u5e74\u5ea6\u306b508\u5104\u5186\u306e\u7d4c\u5e38\u8d64\u5b57\u3092\u8a08\u4e0a\u3057\u307e\u3057\u305f\u3002\u3053\u3046\u3057\u305f\u6df1\u523b\u306a\u7d4c\u55b6\u74b0\u5883\u306e\u6539\u5584\u3068\u3001\u793e\u4f1a\u5909\u5316\u3078\u306e\u5236\u5ea6\u7684\u5bfe\u5fdc\u304c\u3001\u6539\u5b9a\u306e\u4e3b\u306a\u5fc5\u8981\u6027\u3067\u3059\u3002<\/p>\n<h3>\u6539\u5b9a\u304c\u884c\u308f\u308c\u308b\u4e3b\u306a\u7406\u7531<\/h3>\n<div class=\"summary-box\">\n<ol class=\"summary-box__list summary-box__list--number\">\n<li><strong>\u7269\u4fa1\u30fb\u4eba\u4ef6\u8cbb\u306e\u5909\u52d5\u3078\u306e\u5bfe\u5fdc<\/strong><br \/>\n\u5149\u71b1\u8cbb\u30fb\u533b\u7642<a href=\"https:\/\/biz.moneyforward.com\/tax_return\/basic\/53246\/\" data-internallinksmanager029f6b8e52c=\"462\" title=\"\u6750\u6599\u8cbb\">\u6750\u6599\u8cbb<\/a>\u30fb\u533b\u7642\u5f93\u4e8b\u8005\u306e\u4eba\u4ef6\u8cbb\u306e\u5909\u52d5\u3092\u53cd\u6620\u3059\u308b<\/li>\n<li><strong>\u533b\u7642\u6280\u8853\u306e\u9032\u6b69\u3078\u306e\u5bfe\u5fdc<\/strong><br \/>\n\u65b0\u3057\u3044\u6cbb\u7642\u6cd5\u30fb\u533b\u7642\u6a5f\u5668\u30fb\u85ac\u5264\u306e\u8a55\u4fa1\u3092\u9069\u6b63\u5316\u3059\u308b<\/li>\n<li><strong>\u793e\u4f1a\u69cb\u9020\u306e\u5909\u5316\u3078\u306e\u5bfe\u5fdc<\/strong><br \/>\n\u9ad8\u9f62\u5316\u30fb\u4eba\u53e3\u6e1b\u5c11\u30fb\u5730\u57df\u533b\u7642\u306e\u5909\u5316\u306b\u5408\u308f\u305b\u305f\u533b\u7642\u4f53\u5236\u3092\u6574\u5099\u3059\u308b<\/li>\n<li><strong>\u533b\u7642\u653f\u7b56\u306e\u63a8\u9032<\/strong><br \/>\n\u653f\u5e9c\u306e\u533b\u7642DX\u63a8\u9032\u30fb\u50cd\u304d\u65b9\u6539\u9769\u30fb\u5728\u5b85\u533b\u7642\u5145\u5b9f\u306a\u3069\u306e\u653f\u7b56\u76ee\u6a19\u3092\u5831\u916c\u4f53\u7cfb\u306b\u53cd\u6620\u3059\u308b<\/li>\n<\/ol>\n<\/div>\n<h2>2026\u5e74\u5ea6\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306e\u6539\u5b9a\u7387\u306f\u3044\u304f\u3089\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>2026\u5e74\u5ea6\u306e\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u3067\u306f\u3001\u672c\u4f53\u6539\u5b9a\u7387\u304c\u30d7\u30e9\u30b93.09%\uff082026\u30fb2027\u5e74\u5ea6\u306e2\u5e74\u5e73\u5747\uff09\u3068\u306a\u308a\u30011996\u5e74\u5ea6\u4ee5\u6765\u7d0430\u5e74\u3076\u308a\u306e\u9ad8\u6c34\u6e96\u3067\u3059\u3002<\/b><\/span> \u85ac\u4fa1\u7b49\u306f\u30de\u30a4\u30ca\u30b90.87%\u3067\u3001\u30cd\u30c3\u30c8\u6539\u5b9a\u7387\u306f\u30d7\u30e9\u30b92.22%\u3068\u30012012\u5e74\u5ea6\u4ee5\u964d\u3067\u306f32\u5e74\u3076\u308a\u306b2%\u3092\u8d85\u3048\u308b\u30d7\u30e9\u30b9\u6539\u5b9a\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>2026\u5e74\u5ea6\u672c\u4f53\u6539\u5b9a\u7387\u306e\u5185\u8a33<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u4eca\u56de\u306e\u672c\u4f53\u6539\u5b9a\u73873.09%\u306f\u300c2026\u5e74\u5ea6\u30d7\u30e9\u30b92.41%\u30fb2027\u5e74\u5ea6\u30d7\u30e9\u30b93.77%\u300d\u3068\u3044\u30462\u6bb5\u968e\u306e\u6bb5\u968e\u7684\u9069\u7528\u3068\u3044\u3046\u521d\u3081\u3066\u306e\u4ed5\u7d44\u307f\u304c\u5c0e\u5165\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/b><\/span><\/p>\n<table>\n<thead>\n<tr>\n<th>\u5185\u8a33\u533a\u5206<\/th>\n<th>\u6539\u5b9a\u7387<\/th>\n<th>\u4e3b\u306a\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">\u8cc3\u4e0a\u3052\u5bfe\u5fdc\u5206<\/td>\n<td style=\"text-align: left;\">\uff0b1.70%<\/td>\n<td style=\"text-align: left;\">\u770b\u8b77\u5e2b\u7b49\u533b\u7642\u5f93\u4e8b\u8005\u306e\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\u539f\u8cc7\uff08\u5168\u984d\u5145\u5f53\u7fa9\u52d9\u3042\u308a\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u7269\u4fa1\u5bfe\u5fdc\u5206<\/td>\n<td style=\"text-align: left;\">\uff0b0.76%<\/td>\n<td style=\"text-align: left;\">\u5149\u71b1\u8cbb\u30fb\u533b\u7642\u6750\u6599\u8cbb\u7b49\u306e\u7269\u4fa1\u9ad8\u9a30\u3078\u306e\u5bfe\u5fdc<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u98df\u8cbb\u30fb\u5149\u71b1\u8cbb\u5206<\/td>\n<td style=\"text-align: left;\">\uff0b0.09%<\/td>\n<td style=\"text-align: left;\">\u4f4e\u6240\u5f97\u8005\u306e\u5165\u9662\u6642\u98df\u8cbb\u8ca0\u62c5\u8efd\u6e1b\u3092\u88dc\u586b\u3059\u308b\u90e8\u5206<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u7d4c\u55b6\u74b0\u5883\u60aa\u5316\u3078\u306e\u7dca\u6025\u5bfe\u5fdc\u5206<\/td>\n<td style=\"text-align: left;\">\uff0b0.44%<\/td>\n<td style=\"text-align: left;\">2024\u5e74\u5ea6\u6539\u5b9a\u5f8c\u306e\u7d4c\u55b6\u60aa\u5316\u3078\u306e\u7dca\u6025\u63aa\u7f6e<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u51e6\u65b9\u8abf\u5264\u30fb\u8a2a\u554f\u770b\u8b77\u7b49\u306e\u9069\u6b63\u5316<\/td>\n<td style=\"text-align: left;\">\u25b20.15%<\/td>\n<td style=\"text-align: left;\">\u4e0d\u9069\u5207\u306a\u8acb\u6c42\u30fb\u904e\u5270\u6295\u85ac\u7b49\u306e\u662f\u6b63<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u5b9f\u8cea\u7684\u306a\u672c\u4f53\u6539\u5b9a\u5206<\/td>\n<td style=\"text-align: left;\">\uff0b0.25%<\/td>\n<td style=\"text-align: left;\">\u533b\u7642\u30b5\u30fc\u30d3\u30b9\u306e\u8cea\u5411\u4e0a\u30fb\u6a5f\u80fd\u5206\u5316\u63a8\u9032<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u7dca\u6025\u5bfe\u5fdc\u5206\u306e\u5185\u8a33\u306f\u65bd\u8a2d\u985e\u578b\u5225\u306b\u30e1\u30ea\u30cf\u30ea\u304c\u3042\u308a\u3001\u7d4c\u55b6\u304c\u6700\u3082\u53b3\u3057\u3044\u75c5\u9662\u306f\u30d7\u30e9\u30b90.40%\u3001\u533b\u79d1\u8a3a\u7642\u6240\u306f\u30d7\u30e9\u30b90.02%\u3001\u6b6f\u79d1\u8a3a\u7642\u6240\u30fb\u4fdd\u967a\u85ac\u5c40\u306f\u305d\u308c\u305e\u308c\u30d7\u30e9\u30b90.01%\u3068\u914d\u5206\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3>\u904e\u53bb\u306e\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u7387\u3068\u306e\u6bd4\u8f03<\/h3>\n<table>\n<thead>\n<tr>\n<th>\u6539\u5b9a\u5e74\u5ea6<\/th>\n<th>\u672c\u4f53\u6539\u5b9a\u7387<\/th>\n<th>\u85ac\u4fa1\u7b49<\/th>\n<th>\u30cd\u30c3\u30c8\u6539\u5b9a\u7387<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2018\u5e74\u5ea6<\/td>\n<td>\uff0b0.55%<\/td>\n<td>\u25b21.74%<\/td>\n<td>\u25b21.19%<\/td>\n<\/tr>\n<tr>\n<td>2020\u5e74\u5ea6<\/td>\n<td>\uff0b0.55%<\/td>\n<td>\u25b21.01%<\/td>\n<td>\u25b20.46%<\/td>\n<\/tr>\n<tr>\n<td>2022\u5e74\u5ea6<\/td>\n<td>\uff0b0.43%<\/td>\n<td>\u25b21.37%<\/td>\n<td>\u25b20.94%<\/td>\n<\/tr>\n<tr>\n<td>2024\u5e74\u5ea6<\/td>\n<td>\uff0b0.88%<\/td>\n<td>\u25b21.00%<\/td>\n<td>\u25b20.12%<\/td>\n<\/tr>\n<tr>\n<td><strong>2026\u5e74\u5ea6<\/strong><\/td>\n<td><strong>\uff0b3.09%<\/strong><\/td>\n<td><strong>\u25b20.87%<\/strong><\/td>\n<td><strong>\uff0b2.22%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/content\/12401000\/001568773.pdf\" target=\"_blank\" rel=\"noopener\">\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306e\u57fa\u672c\u65b9\u91dd\uff5c\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\n<h2>2026\u5e74\u5ea6\u306e\u65bd\u884c\u65e5\u306f\u3044\u3064\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>2026\u5e74\u5ea6\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306e\u672c\u4f53\u30fb\u6750\u6599\u4fa1\u683c\u306e\u65bd\u884c\u65e5\u306f2026\u5e746\u67081\u65e5\u3001\u85ac\u4fa1\u6539\u5b9a\u306f2026\u5e744\u67081\u65e5\u3068\u306a\u308a\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>2024\u5e74\u5ea6\u6539\u5b9a\u304b\u3089\u300c\u8a3a\u7642\u5831\u916c\u6539\u5b9aDX\u300d\u306e\u4e00\u74b0\u3068\u3057\u3066\u65bd\u884c\u65e5\u304c\u5f93\u6765\u306e4\u67081\u65e5\u304b\u30896\u67081\u65e5\u3078\u5f8c\u308d\u5012\u3057\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u96fb\u5b50\u30ab\u30eb\u30c6\u30fb\u533b\u4e8b\u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\u7b49\u306e\u30b7\u30b9\u30c6\u30e0\u5bfe\u5fdc\u306b\u5fc5\u8981\u306a\u6e96\u5099\u671f\u9593\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306e\u63aa\u7f6e\u3067\u3059\u3002<\/p>\n<h3>2026\u5e74\u5ea6\u6539\u5b9a\u306e\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb<\/h3>\n<table>\n<thead>\n<tr>\n<th>\u6642\u671f<\/th>\n<th>\u5185\u5bb9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">2025\u5e746\u6708\u301c\u79cb<\/td>\n<td style=\"text-align: left;\">\u4e2d\u533b\u5354\u3067\u500b\u5225\u9805\u76ee\uff08\u5404\u8ad6\uff09\u306e\u8b70\u8ad6\u958b\u59cb<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2025\u5e7412\u67089\u65e5<\/td>\n<td style=\"text-align: left;\">\u793e\u4fdd\u5be9\u533b\u7642\u90e8\u4f1a\u3067\u57fa\u672c\u65b9\u91dd\u3092\u53d6\u308a\u307e\u3068\u3081<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2026\u5e741\u6708\u4e0b\u65ec<\/td>\n<td style=\"text-align: left;\">\u70b9\u6570\u306a\u3057\u306e\u6539\u5b9a\u9805\u76ee\u6848\uff08\u300c\u77ed\u518a\u300d\uff09\u516c\u8868<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2026\u5e742\u6708\u4e2d\u65ec<\/td>\n<td style=\"text-align: left;\">\u5177\u4f53\u7684\u306a\u70b9\u6570\u304c\u793a\u3055\u308c\u305f\u4e2d\u533b\u5354\u7b54\u7533<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2026\u5e743\u6708\u4e0b\u65ec<\/td>\n<td style=\"text-align: left;\">\u544a\u793a\u30fb\u901a\u77e5\u306e\u767a\u51fa<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2026\u5e744\u67081\u65e5<\/td>\n<td style=\"text-align: left;\">\u85ac\u4fa1\u6539\u5b9a\u30fb\u6750\u6599\u4fa1\u683c\u6539\u5b9a\u306e\u65bd\u884c<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2026\u5e746\u67081\u65e5<\/td>\n<td style=\"text-align: left;\">\u8a3a\u7642\u5831\u916c\u672c\u4f53\u306e\u6539\u5b9a\u65bd\u884c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>2026\u5e74\u5ea6\u6539\u5b9a\u306e5\u5927\u30c6\u30fc\u30de\u3068\u306f\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>2026\u5e74\u5ea6\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306e\u57fa\u672c\u65b9\u91dd\u306f\u300c\u7269\u4fa1\u30fb\u4eba\u624b\u4e0d\u8db3\u5bfe\u5fdc\u300d\u300c2040\u5e74\u3092\u898b\u636e\u3048\u305f\u533b\u7642\u4f53\u5236\u69cb\u7bc9\u300d\u300c\u8cea\u306e\u9ad8\u3044\u533b\u7642\u306e\u5b9f\u73fe\u300d\u300c\u5236\u5ea6\u306e\u6301\u7d9a\u53ef\u80fd\u6027\u78ba\u4fdd\u300d\u306e4\u3064\u3092\u67f1\u3068\u3057\u3066\u304a\u308a\u3001\u5b9f\u8cea\u7684\u306b\u306f\u8cc3\u4e0a\u3052\u30fb\u533b\u7642DX\u30fb\u5728\u5b85\u533b\u7642\u30fb\u533b\u5e2b\u504f\u5728\u5bfe\u7b56\u30fb\u5730\u57df\u533b\u7642\u69cb\u60f3\u304c5\u5927\u30c6\u30fc\u30de\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/b><\/span><\/p>\n<h3>\u30c6\u30fc\u30de1\uff1a\u533b\u7642\u5f93\u4e8b\u8005\u306e\u51e6\u9047\u6539\u5584<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u533b\u7642\u5206\u91ce\u306b\u304a\u3051\u308b\u8cc3\u4e0a\u3052\u306f\u4eca\u6539\u5b9a\u306e\u6700\u512a\u5148\u8ab2\u984c\u3067\u3059\u3002<\/b><\/span>\u672c\u4f53\u6539\u5b9a\u73873.09%\u306e\u3046\u30611.70%\u304c\u8cc3\u4e0a\u3052\u8ca1\u6e90\u306b\u5145\u3066\u3089\u308c\u3066\u304a\u308a\u30012024\u5e74\u5ea6\u6539\u5b9a\u3067\u65b0\u8a2d\u3055\u308c\u305f\u300c\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\u8a55\u4fa1\u6599\u300d\uff08\u5916\u6765\u30fb\u5728\u5b85\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\u8a55\u4fa1\u6599\u2160\u30fb\u2161\uff09\u304c\u62e1\u5145\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u52a0\u7b97\u70b9\u6570\u306e\u5f15\u304d\u4e0a\u3052\u3068\u5c4a\u51fa\u624b\u7d9a\u304d\u306e\u7c21\u7d20\u5316\u304c\u56f3\u3089\u308c\u3001\u770b\u8b77\u5e2b\u30fb\u30ea\u30cf\u30d3\u30ea\u8077\u30fb\u85ac\u5264\u5e2b\u30fb\u770b\u8b77\u88dc\u52a9\u8005\u30fb\u533b\u7642\u4e8b\u52d9\u8077\u54e1\u306a\u3069\u5e45\u5e83\u3044\u8077\u7a2e\u306e\u57fa\u672c\u7d66\u5f15\u304d\u4e0a\u3052\u306b\u3064\u306a\u3052\u308b\u4ed5\u7d44\u307f\u304c\u5f37\u5316\u3055\u308c\u307e\u3059\u3002\u306a\u304a\u3001\u770b\u8b77\u5e2b\u7b49\u306f\u30d7\u30e9\u30b93.2%\u306e\u8cc3\u4e0a\u3052\u3001\u770b\u8b77\u88dc\u52a9\u8005\u30fb\u4e8b\u52d9\u8077\u54e1\u306f\u30d7\u30e9\u30b95.7%\u306e\u8cc3\u4e0a\u3052\u304c\u76ee\u6a19\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u95a2\u9023\u8a18\u4e8b\uff5c<a href=\"https:\/\/biz.moneyforward.com\/ipo\/basic\/9158\/?provider=pa_basic&amp;provider_info=cv.117665.part.article\" target=\"_blank\" rel=\"noopener\">\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\u3068\u306f\uff1f\u6607\u7d66\u3068\u306e\u9055\u3044\u3084\u8a08\u7b97\u65b9\u6cd5\u3092\u89e3\u8aac\uff01<\/a><\/p>\n<h3>\u30c6\u30fc\u30de2\uff1a\u533b\u7642DX\u306e\u63a8\u9032<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u533b\u7642DX\u306e\u63a8\u9032\u306f2024\u5e74\u5ea6\u6539\u5b9a\u304b\u3089\u7d99\u7d9a\u3059\u308b\u91cd\u70b9\u30c6\u30fc\u30de\u3067\u3059\u3002<\/b><\/span> 2024\u5e74\u5ea6\u306b\u65b0\u8a2d\u3055\u308c\u305f\u300c\u533b\u7642DX\u63a8\u9032\u4f53\u5236\u6574\u5099\u52a0\u7b97\u300d\uff08\u30de\u30a4\u30ca\u4fdd\u967a\u8a3c\u30fb\u96fb\u5b50\u51e6\u65b9\u7b8b\u306e\u5229\u6d3b\u7528\u72b6\u6cc1\u306b\u5fdc\u3058\u305f\u52a0\u7b97\uff09\u304c2026\u5e74\u5ea6\u6539\u5b9a\u3067\u3055\u3089\u306b\u62e1\u5145\u3055\u308c\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002\u96fb\u5b50\u51e6\u65b9\u7b8b\u306e\u666e\u53ca\u4fc3\u9032\u3001\u8a3a\u7642\u60c5\u5831\u306e\u9023\u643a\u5171\u6709\u3001AI\u3092\u6d3b\u7528\u3057\u305f\u8a3a\u65ad\u652f\u63f4\u3078\u306e\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u5f37\u5316\u304c\u691c\u8a0e\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u300c\u5171\u901a\u7b97\u5b9a\u30e2\u30b8\u30e5\u30fc\u30eb\u300d\u306e\u6d3b\u7528\u306b\u3088\u308a\u3001\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u5f8c\u306e\u30b7\u30b9\u30c6\u30e0\u5bfe\u5fdc\u30b3\u30b9\u30c8\u306e\u524a\u6e1b\u3082\u56f3\u308c\u307e\u3059\u3002<\/p>\n<p>\u95a2\u9023\u8a18\u4e8b\uff5c<a href=\"https:\/\/biz.moneyforward.com\/work-efficiency\/basic\/19078\/?provider=pa_basic&amp;provider_info=cv.117665.part.article\" target=\"_blank\" rel=\"noopener\">\u533b\u7642DX\u3092\u63a8\u9032\u3059\u308b\u306b\u306f\uff1f\u96fb\u5b50\u30ab\u30eb\u30c6\u304b\u3089\u30aa\u30f3\u30e9\u30a4\u30f3\u8a3a\u7642<\/a><\/p>\n<h3>\u30c6\u30fc\u30de3\uff1a\u5728\u5b85\u533b\u7642\u30fb\u5730\u57df\u5305\u62ec\u30b1\u30a2\u306e\u5145\u5b9f<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u9ad8\u9f62\u8005\u304c\u4f4f\u307f\u6163\u308c\u305f\u5730\u57df\u3067\u533b\u7642\u30fb\u4ecb\u8b77\u3092\u53d7\u3051\u3089\u308c\u308b\u4ed5\u7d44\u307f\u306e\u5f37\u5316\u3082\u91cd\u70b9\u8ab2\u984c\u3067\u3059\u3002<\/b><\/span>\u539a\u751f\u52b4\u50cd\u7701\u306e\u8a66\u7b97\u3067\u306f\u300185\u6b73\u4ee5\u4e0a\u306e\u5728\u5b85\u533b\u7642\u9700\u8981\u306f2020\u5e74\u304b\u30892040\u5e74\u306b\u304b\u3051\u306662%\u5897\u52a0\u3059\u308b\u898b\u901a\u3057\u3067\u3059\u3002\u8a2a\u554f\u8a3a\u7642\u30fb\u8a2a\u554f\u770b\u8b77\u30fb\u5730\u57df\u5305\u62ec\u30b1\u30a2\u75c5\u68df\u306e\u8a55\u4fa1\u304c\u624b\u539a\u304f\u306a\u308a\u3001\u300c\u6025\u6027\u671f\u304b\u3089\u56de\u5fa9\u671f\u30fb\u5728\u5b85\u3078\u300d\u3068\u3044\u3046\u533b\u7642\u6a5f\u80fd\u306e\u6d41\u308c\u3092\u4fc3\u3059\u70b9\u6570\u8a2d\u8a08\u304c\u884c\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/content\/12300000\/001360724.pdf\" target=\"_blank\" rel=\"noopener\">\u65b0\u305f\u306a\u5730\u57df\u533b\u7642\u69cb\u60f3\u306b\u95a2\u3059\u308b\u3068\u308a\u307e\u3068\u3081\u306e\u6982\u8981\uff5c\u539a\u751f\u52b4\u50cd\u7701<\/a><\/p>\n<h3>\u30c6\u30fc\u30de4\uff1a\u533b\u5e2b\u306e\u50cd\u304d\u65b9\u6539\u9769\u3068\u30bf\u30b9\u30af\u30b7\u30d5\u30c8<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>2024\u5e744\u6708\u304b\u3089\u533b\u5e2b\u306e\u6642\u9593\u5916\u52b4\u50cd\u306b\u4e0a\u9650\u898f\u5236\u304c\u9069\u7528\u3055\u308c\u305f\u3053\u3068\u3092\u80cc\u666f\u306b\u3001\u533b\u5e2b\u306e\u696d\u52d9\u3092\u4ed6\u8077\u7a2e\u306b\u59d4\u8b72\u3059\u308b\u300c\u30bf\u30b9\u30af\u30b7\u30d5\u30c8\uff0f\u30bf\u30b9\u30af\u30b7\u30a7\u30a2\u300d\u304c\u3055\u3089\u306b\u63a8\u9032\u3055\u308c\u307e\u3059\u3002<\/b><\/span>\u533b\u5e2b\u4e8b\u52d9\u4f5c\u696d\u88dc\u52a9\u8005\u30fb\u770b\u8b77\u5e2b\u30fb\u85ac\u5264\u5e2b\u30fb\u30ea\u30cf\u30d3\u30ea\u8077\u306a\u3069\u3078\u306e\u696d\u52d9\u79fb\u884c\u3092\u8a55\u4fa1\u3059\u308b\u52a0\u7b97\u306e\u62e1\u5145\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<h3>\u30c6\u30fc\u30de5\uff1a\u5730\u57df\u533b\u7642\u69cb\u60f3\u30fb\u533b\u5e2b\u504f\u5728\u5bfe\u7b56\u3068\u306e\u9023\u52d5<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>2024\u5e74\u672b\u306b\u53d6\u308a\u307e\u3068\u3081\u3089\u308c\u305f\u300c\u65b0\u305f\u306a\u5730\u57df\u533b\u7642\u69cb\u60f3\u300d\uff082040\u5e74\u3092\u898b\u636e\u3048\u305f\u533b\u7642\u63d0\u4f9b\u4f53\u5236\u518d\u7de8\u306e\u6307\u91dd\uff09\u306b\u57fa\u3065\u304d\u3001\u75c5\u5e8a\u6a5f\u80fd\u306e\u5206\u5316\u30fb\u96c6\u7d04\u5316\u3092\u4fc3\u3059\u5831\u916c\u4f53\u7cfb\u306e\u6574\u5099\u304c\u9032\u307f\u307e\u3059\u3002<\/b><\/span>\u307e\u305f\u3001\u90fd\u5e02\u90e8\u3078\u306e\u533b\u5e2b\u96c6\u4e2d\u3068\u3044\u3046\u533b\u5e2b\u504f\u5728\u554f\u984c\u3078\u306e\u5bfe\u5fdc\u3068\u3057\u3066\u3001\u5730\u57df\u67a0\u30fb\u5b9a\u7740\u652f\u63f4\u30fb\u3078\u304d\u5730\u533b\u7642\u3078\u306e\u8a55\u4fa1\u5145\u5b9f\u304c\u8b70\u8ad6\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2>2026\u5e74\u5ea6\u6539\u5b9a\u3067\u60a3\u8005\u306e\u7a93\u53e3\u8ca0\u62c5\u306f\u3069\u3046\u5909\u308f\u308b\u306e\u304b\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306b\u3088\u308b\u70b9\u6570\u306e\u5f15\u304d\u4e0a\u3052\u306f\u3001\u60a3\u8005\u304c\u533b\u7642\u6a5f\u95a2\u3067\u652f\u6255\u3046\u81ea\u5df1\u8ca0\u62c5\u984d\uff08\u7a93\u53e3\u8ca0\u62c5\uff09\u306e\u5897\u52a0\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u5f71\u97ff\u306f\u8a3a\u7642\u884c\u70ba\u306e\u7a2e\u985e\u30fb\u4fdd\u967a\u533a\u5206\u30fb\u533b\u7642\u6a5f\u95a2\u898f\u6a21\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/b><\/span><\/p>\n<p>\u521d\u8a3a\u6599\u30fb\u518d\u8a3a\u6599\u306e\u6570\u70b9\u7a0b\u5ea6\u306e\u5f15\u304d\u4e0a\u3052\u304c\u5b9f\u65bd\u3055\u308c\u305f\u5834\u5408\u3001\u81ea\u5df1\u8ca0\u62c5\u5272\u54083\u5272\u306e\u60a3\u8005\u3067\u306f\u6570\u5341\u5186\u5358\u4f4d\u306e\u5897\u984d\u3068\u306a\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002\u4e00\u65b9\u3001\u85ac\u4fa1\u304c\u30de\u30a4\u30ca\u30b9\u6539\u5b9a\u3055\u308c\u308b\u3053\u3068\u3067\u85ac\u5264\u8cbb\u306e\u81ea\u5df1\u8ca0\u62c5\u306f\u8efd\u6e1b\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3>\u7a93\u53e3\u8ca0\u62c5\u3078\u306e\u5f71\u97ff\uff1a\u81ea\u5df1\u8ca0\u62c5\u5272\u5408\u5225\u306e\u898b\u65b9<\/h3>\n<table>\n<thead>\n<tr>\n<th>\u81ea\u5df1\u8ca0\u62c5\u5272\u5408<\/th>\n<th>\u4e3b\u306a\u5bfe\u8c61<\/th>\n<th>\u8a3a\u7642\u5831\u916c\u672c\u4f53\u5f15\u304d\u4e0a\u3052\u306e\u5f71\u97ff<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1\u5272<\/td>\n<td style=\"text-align: left;\">\u5f8c\u671f\u9ad8\u9f62\u8005\uff08\u4e00\u5b9a\u6240\u5f97\u4ee5\u4e0b\uff09<\/td>\n<td style=\"text-align: left;\">\u5f71\u97ff\u5c0f\uff081\u70b9\uff1d0.1\u5186\u306e\u8ca0\u62c5\u5897\uff09<\/td>\n<\/tr>\n<tr>\n<td>2\u5272<\/td>\n<td style=\"text-align: left;\">\u5f8c\u671f\u9ad8\u9f62\u8005\uff08\u4e00\u5b9a\u6240\u5f97\u4ee5\u4e0a\uff09<\/td>\n<td style=\"text-align: left;\">\u5f71\u97ff\u4e2d\u7a0b\u5ea6<\/td>\n<\/tr>\n<tr>\n<td>3\u5272<\/td>\n<td style=\"text-align: left;\">\u73fe\u5f79\u4e16\u4ee3\uff0870\u6b73\u672a\u6e80\uff09<\/td>\n<td style=\"text-align: left;\">\u5f71\u97ff\u76f8\u5bfe\u7684\u306b\u5927\u304d\u3044<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u533b\u7642\u6a5f\u95a2\u306f\u3069\u3046\u5bfe\u5fdc\u3059\u308c\u3070\u3088\u3044\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u3078\u306e\u5bfe\u5fdc\u306f\u3001\u300c\u60c5\u5831\u53ce\u96c6\u2192\u81ea\u9662\u306e\u5f71\u97ff\u5206\u6790\u2192\u65bd\u8a2d\u57fa\u6e96\u306e\u898b\u76f4\u3057\u2192\u30b7\u30b9\u30c6\u30e0\u66f4\u65b0\u2192\u30b9\u30bf\u30c3\u30d5\u6559\u80b2\u300d\u306e5\u30b9\u30c6\u30c3\u30d7\u3067\u9032\u3081\u308b\u306e\u304c\u52b9\u679c\u7684\u3067\u3059\u3002<\/b><\/span><\/p>\n<h3>STEP 1\uff1a\u6539\u5b9a\u5185\u5bb9\u306e\u60c5\u5831\u53ce\u96c6<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u539a\u751f\u52b4\u50cd\u7701\u306e\u544a\u793a\u30fb\u901a\u77e5\u3001\u4e2d\u533b\u5354\u306e\u8b70\u4e8b\u9332\u3001\u6240\u5c5e\u3059\u308b\u533b\u5e2b\u4f1a\u30fb\u75c5\u9662\u56e3\u4f53\u304b\u3089\u306e\u60c5\u5831\u3092\u6d3b\u7528\u3057\u3001\u6539\u5b9a\u306e\u5168\u4f53\u50cf\u3092\u628a\u63e1\u3057\u307e\u3059\u3002<\/b><\/span>\u7279\u306b\u81ea\u9662\u304c\u8a72\u5f53\u3059\u308b\u8a3a\u7642\u79d1\u30fb\u75c5\u5e8a\u6a5f\u80fd\u30fb\u65bd\u8a2d\u57fa\u6e96\u306b\u95a2\u3059\u308b\u5909\u66f4\u70b9\u3092\u91cd\u70b9\u7684\u306b\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n<h3>STEP 2\uff1a\u81ea\u9662\u306e\u53ce\u76ca\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u524d\u5e74\u5ea6\u306e\u30ec\u30bb\u30d7\u30c8\u30c7\u30fc\u30bf\u3092\u3082\u3068\u306b\u3001\u70b9\u6570\u5909\u66f4\u304c\u53ce\u5165\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u3092\u8a66\u7b97\u3057\u307e\u3059\u3002<\/b><\/span>\u5897\u53ce\u306b\u306a\u308b\u52a0\u7b97\u30fb\u5c4a\u51fa\u9805\u76ee\u3068\u3001\u9013\u6e1b\u30fb\u5ec3\u6b62\u3055\u308c\u308b\u9805\u76ee\u3092\u4ed5\u5206\u3051\u3057\u3066\u3001\u7d14\u5897\u6e1b\u3092\u628a\u63e1\u3057\u307e\u3059\u3002<\/p>\n<h3>STEP 3\uff1a\u65bd\u8a2d\u57fa\u6e96\u30fb\u5c4a\u51fa\u306e\u898b\u76f4\u3057<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u65b0\u8a2d\u30fb\u5909\u66f4\u3055\u308c\u305f\u65bd\u8a2d\u57fa\u6e96\u306e\u3046\u3061\u3001\u81ea\u9662\u304c\u53d6\u5f97\u3067\u304d\u308b\u3082\u306e\u3092\u6d17\u3044\u51fa\u3057\u307e\u3059\u3002<\/b><\/span>\u30d9\u30fc\u30b9\u30a2\u30c3\u30d7\u8a55\u4fa1\u6599\u30fb\u533b\u7642DX\u63a8\u9032\u4f53\u5236\u6574\u5099\u52a0\u7b97\u306a\u3069\u3001\u5c4a\u51fa\u306b\u3088\u3063\u3066\u53ce\u76ca\u304c\u6539\u5584\u3059\u308b\u52a0\u7b97\u306f\u65e9\u671f\u306b\u53d6\u5f97\u3092\u691c\u8a0e\u3057\u307e\u3059\u3002<\/p>\n<h3>STEP 4\uff1a\u533b\u4e8b\u30b7\u30b9\u30c6\u30e0\u306e\u66f4\u65b0<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u96fb\u5b50\u30ab\u30eb\u30c6\u30fb\u30ec\u30bb\u30b3\u30f3\u7b49\u306e\u30b7\u30b9\u30c6\u30e0\u3092\u6539\u5b9a\u70b9\u6570\u306b\u5bfe\u5fdc\u3055\u305b\u307e\u3059\u3002<\/b><\/span>2026\u5e74\u5ea6\u6539\u5b9a\u3067\u306f6\u67081\u65e5\u306e\u672c\u4f53\u65bd\u884c\u306b\u5411\u3051\u30014\u301c5\u6708\u306b\u96c6\u4e2d\u3057\u3066\u30b7\u30b9\u30c6\u30e0\u5bfe\u5fdc\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u30d9\u30f3\u30c0\u30fc\u3068\u306e\u9023\u643a\u3092\u65e9\u671f\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u95a2\u9023\u8a18\u4e8b\uff5c<a href=\"https:\/\/biz.moneyforward.com\/work-efficiency\/basic\/16390\/?utm_source=chatgpt.com?provider=pa_basic&amp;provider_info=cv.117665.part.article\" target=\"_blank\" rel=\"noopener\">\u7d19\u30ab\u30eb\u30c6\u3092\u96fb\u5b50\u5316\u3059\u308b\u306b\u306f\uff1f\u30a2\u30d7\u30ea\u306e\u5c0e\u5165\u30dd\u30a4\u30f3\u30c8<\/a><\/p>\n<h3>STEP 5\uff1a\u30b9\u30bf\u30c3\u30d5\u3078\u306e\u6559\u80b2\u30fb\u5468\u77e5<\/h3>\n<p><span style=\"background-color: #ffff99;\"><b>\u6539\u5b9a\u5185\u5bb9\u3092\u7a93\u53e3\u30fb\u770b\u8b77\u30fb\u533b\u5e2b\u30fb\u533b\u4e8b\u306e\u5404\u90e8\u9580\u304c\u6b63\u78ba\u306b\u7406\u89e3\u3067\u304d\u308b\u3088\u3046\u3001\u9662\u5185\u7814\u4fee\u30fb\u30de\u30cb\u30e5\u30a2\u30eb\u6574\u5099\u3092\u5b9f\u65bd\u3057\u307e\u3059\u3002<\/b><\/span>\u7279\u306b\u60a3\u8005\u3078\u306e\u8aac\u660e\u5bfe\u5fdc\uff08\u7a93\u53e3\u8ca0\u62c5\u306e\u5909\u5316\u30fb\u65b0\u3057\u3044\u52a0\u7b97\u306e\u8aac\u660e\u306a\u3069\uff09\u306f\u73fe\u5834\u306e\u6df7\u4e71\u9632\u6b62\u306b\u76f4\u7d50\u3057\u307e\u3059\u3002<\/p>\n<p>\u95a2\u9023\u8a18\u4e8b\uff5c<a href=\"https:\/\/biz.moneyforward.com\/employee\/topics\/5039\/?provider=pa_basic&amp;provider_info=cv.117665.part.article\" target=\"_blank\" rel=\"noopener\">\u75c5\u9662\u306b\u304a\u3051\u308b\u4eba\u4e8b\u7ba1\u7406\u30fb\u52e4\u6020\u7ba1\u7406\u306e\u8ab2\u984c &#8211; \u30b7\u30b9\u30c6\u30e0\u5c0e\u5165\u3067\u89e3\u6c7a\u3067\u304d\u308b\u3053\u3068\u3068\u306f<\/a><\/p>\n<h2>\u85ac\u4fa1\u6539\u5b9a\u3068\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306f\u3069\u3046\u9055\u3046\uff1f<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>\u85ac\u4fa1\u6539\u5b9a\u3068\u8a3a\u7642\u5831\u916c\u6539\u5b9a\u306f\u540c\u3058\u5e74\u306b\u5b9f\u65bd\u3055\u308c\u307e\u3059\u304c\u3001\u5bfe\u8c61\u30fb\u65bd\u884c\u65e5\u30fb\u5be9\u8b70\u30d7\u30ed\u30bb\u30b9\u304c\u7570\u306a\u308b\u5225\u306e\u5236\u5ea6\u3067\u3059\u3002<\/b><\/span> \u4e21\u8005\u3092\u6df7\u540c\u3059\u308b\u3068\u3001\u533b\u7642\u6a5f\u95a2\u306e\u53ce\u652f\u5206\u6790\u304c\u4e0d\u6b63\u78ba\u306b\u306a\u308b\u305f\u3081\u3001\u533a\u5225\u3057\u3066\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u6bd4\u8f03\u9805\u76ee<\/th>\n<th>\u8a3a\u7642\u5831\u916c\u672c\u4f53\u6539\u5b9a<\/th>\n<th>\u85ac\u4fa1\u6539\u5b9a<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">\u5bfe\u8c61<\/td>\n<td style=\"text-align: left;\">\u8a3a\u7642\u884c\u70ba\u30fb\u6280\u8853\u30fb\u65bd\u8a2d\u57fa\u6e96\u7b49\u306e\u70b9\u6570<\/td>\n<td style=\"text-align: left;\">\u533b\u85ac\u54c1\u306e\u516c\u5b9a\u4fa1\u683c<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2026\u5e74\u5ea6\u6539\u5b9a\u7387<\/td>\n<td style=\"text-align: left;\">\uff0b3.09%<\/td>\n<td style=\"text-align: left;\">\u25b20.87%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u65bd\u884c\u65e5<\/td>\n<td style=\"text-align: left;\"><strong>2026\u5e746\u67081\u65e5<\/strong><\/td>\n<td style=\"text-align: left;\"><strong>2026\u5e744\u67081\u65e5<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u5b9f\u65bd\u983b\u5ea6<\/td>\n<td style=\"text-align: left;\">2\u5e74\u306b1\u56de\uff08\u5076\u6570\u5e74\uff09<\/td>\n<td style=\"text-align: left;\">\u6bce\u5e74\uff08\u5b9f\u52e2\u4fa1\u683c\u8abf\u67fb\u306b\u57fa\u3065\u304f\uff09<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">\u5be9\u8b70\u6a5f\u95a2<\/td>\n<td style=\"text-align: left;\">\u4e2d\u533b\u5354\uff08\u4e3b\u306b\u7dcf\u4f1a\uff09<\/td>\n<td style=\"text-align: left;\">\u4e2d\u533b\u5354\uff08\u85ac\u4fa1\u5c02\u9580\u90e8\u4f1a\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>2040\u5e74\u3092\u898b\u636e\u3048\u305f\u4e2d\u9577\u671f\u7684\u306a\u8a3a\u7642\u5831\u916c\u306e\u65b9\u5411\u6027\u306f\uff1f<\/h2>\n<p><span style=\"background-color: 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