{"id":54149,"date":"2023-06-09T15:37:34","date_gmt":"2023-06-09T06:37:34","guid":{"rendered":"https:\/\/biz.moneyforward.com\/establish\/basic\/?p=54149"},"modified":"2023-06-09T15:37:34","modified_gmt":"2023-06-09T06:37:34","slug":"%e6%97%a5%e6%9c%ac%e3%81%ae%e8%8b%a5%e5%b9%b4%e5%b1%a4%e3%81%ae%e8%b5%b7%e6%a5%ad%e6%84%8f%e8%ad%98%e3%81%af%e6%9c%ac%e5%bd%93%e3%81%ab%e4%bd%8e%e3%81%84%ef%bc%9f%e8%b5%b7%e6%a5%ad%e3%81%ae%e9%81%93","status":"publish","type":"post","link":"https:\/\/biz.moneyforward.com\/establish\/basic\/54149\/","title":{"rendered":"\u65e5\u672c\u306e\u82e5\u5e74\u5c64\u306e\u8d77\u696d\u610f\u8b58\u306f\u672c\u5f53\u306b\u4f4e\u3044\uff1f\u8d77\u696d\u306e\u9053\u306e\u308a\u3092\u963b\u3080\u3082\u306e\u3068\u306f"},"content":{"rendered":"<p>\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u65e5\u672c\u3067\u3082\u3063\u3068\u3082\u8d77\u696d\u610f\u8b58\u304c\u9ad8\u3044\u306e\u306f60\u4ee3\u3067\u3057\u305f\u3002\u5b9f\u969b\u306b\u65e5\u672c\u306e\u82e5\u8005\u306e\u8d77\u696d\u610f\u8b58\u306f\u4f4e\u3044\u306e\u304b\u3001\u306a\u305c\u8d77\u696d\u3057\u305f\u3044\u3068\u3044\u3046\u6c17\u6301\u3061\u3092\u6301\u3066\u306a\u3044\u306e\u304b\u63a2\u3063\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u8d77\u696d\u3057\u305f\u3044\u304c\u5b9f\u73fe\u3057\u3066\u3044\u306a\u3044\u65b9\u306e\u3046\u3061\u3001\u7d04\u534a\u6570\u304c\u8cc7\u91d1\u304c\u306a\u3044\u3053\u3068\u3092\u7406\u7531\u3068\u3057\u3066\u6319\u3052\u3066\u3044\u307e\u3059\u3002\u8d77\u696d\u3092\u963b\u3080\u8ab2\u984c\u3092\u89e3\u6c7a\u3059\u308b\u65b9\u6cd5\u306b\u3064\u3044\u3066\u3082\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<div id=\"post-below-intro\"><\/div><h2>\u65e5\u672c\u306e\u8d77\u696d\u95a2\u5fc3\u5c64\u306e\u63a8\u79fb<\/h2>\n<p><span style=\"background-color: #ffff99;\"><b>\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab\u306e\u8abf\u67fb\u3067\u306f\u3001\u65e5\u672c\u3067\u8d77\u696d\u3092\u8003\u3048\u3066\u3044\u308b\u5e74\u4ee3\u306f60\u4ee3\u304c\u3082\u3063\u3068\u3082\u591a\u3044\u3053\u3068\u304c\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/b><\/span>60\u4ee3\u524d\u5f8c\u3067\u5b9a\u5e74\u9000\u8077\u3092\u8fce\u3048\u308b\u65b9\u304c\u591a\u3044\u3053\u3068\u304b\u3089\u3082\u3001\u9000\u8077\u3057\u3066\u304b\u3089\u8d77\u696d\u3068\u3044\u3046\u30d1\u30bf\u30fc\u30f3\u304c\u60f3\u5b9a\u3055\u308c\u308b\u3067\u3057\u3087\u3046\u3002\u305f\u3060\u305729\u6b73\u4ee5\u4e0b\u306b\u9650\u308b\u3068\u300160\u4ee3\u3068\u540c\u7a0b\u5ea6\u306e\u8d77\u696d\u610f\u8b58\u304c\u898b\u3089\u308c\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th rowspan=\"2\" width=\"16%\">\u5e74\u4ee3<\/th>\n<th colspan=\"2\" width=\"40%\">\u8d77\u696d\u3057\u305f\u3044<\/th>\n<th rowspan=\"2\" width=\"22%\">\u8d77\u696d\u3059\u308b\u304b\u308f\u304b\u3089\u306a\u3044<\/th>\n<th rowspan=\"2\" width=\"22%\">\u8d77\u696d\u3059\u308b\u3064\u3082\u308a\u306f\u306a\u3044<\/th>\n<\/tr>\n<tr>\n<th>10\u5e74\u4ee5\u5185\u306b\u8d77\u696d\u3059\u308b<\/th>\n<th>\u3044\u305a\u308c\u306f\u8d77\u696d\u3057\u305f\u3044\u304c\u6642\u671f\u306f\u672a\u5b9a<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td rowspan=\"2\">\n29\u6b73\u4ee5\u4e0b<\/td>\n<td colspan=\"2\">55.7\uff05<\/td>\n<td rowspan=\"2\">35.8\uff05<\/td>\n<td rowspan=\"2\">8.5\uff05<\/td>\n<\/tr>\n<tr>\n<td>11.7\uff05<\/td>\n<td>44.0\uff05<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\">\n30\u6b73\u4ee3<\/td>\n<td colspan=\"2\">46.8\uff05<\/td>\n<td rowspan=\"2\">44.7\uff05<\/td>\n<td rowspan=\"2\">8.5\uff05<\/td>\n<\/tr>\n<tr>\n<td>15.5\uff05<\/td>\n<td>31.3\uff05<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\">\n40\u6b73\u4ee3<\/td>\n<td colspan=\"2\">53.6\uff05<\/td>\n<td rowspan=\"2\">37.6\uff05<\/td>\n<td rowspan=\"2\">8.8\uff05<\/td>\n<\/tr>\n<tr>\n<td>15.2\uff05<\/td>\n<td>38.4\uff05<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\">\n50\u6b73\u4ee3<\/td>\n<td colspan=\"2\">50.5\uff05<\/td>\n<td rowspan=\"2\">40.9\uff05<\/td>\n<td rowspan=\"2\">8.6\uff05<\/td>\n<\/tr>\n<tr>\n<td>12.1\uff05<\/td>\n<td>38.4\uff05<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\">\n60\u6b73\u4ee3<\/td>\n<td colspan=\"2\">56.9\uff05<\/td>\n<td rowspan=\"2\">39.2\uff05<\/td>\n<td rowspan=\"2\">3.9\uff05<\/td>\n<\/tr>\n<tr>\n<td>22.2\uff05<\/td>\n<td>34.7\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.jfc.go.jp\/n\/findings\/pdf\/kigyouishiki_230112_1.pdf\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab\u300c2022\u5e74\u5ea6\u8d77\u696d\u3068\u8d77\u696d\u610f\u8b58\u306b\u95a2\u3059\u308b\u8abf\u67fb\uff5e\u30a2\u30f3\u30b1\u30fc\u30c8\u7d50\u679c\u306e\u6982\u8981\uff5e\u300d<\/a><\/p>\n<p><span style=\"background-color: #ffff99;\"><b>\u8d77\u696d\u610f\u8b58\u306f\u3001\u6642\u4ee3\u306b\u3088\u3063\u3066\u3082\u5909\u308f\u3063\u3066\u3044\u307e\u3059\u3002<\/b><\/span>\u8d77\u696d\u5bb6\u3092\u5e74\u9f62\u5225\u306b\u898b\u308b\u3068\u30012012\u5e74\u306e\u7537\u6027\u306b\u304a\u3044\u3066\u306f60\u6b73\u4ee5\u4e0a\u304c\u3082\u3063\u3068\u3082\u591a\u304b\u3063\u305f\u3067\u3059\u304c\u30012007\u5e74\u307e\u3067\u306f39\u6b73\u4ee5\u4e0b\u304c\u3082\u3063\u3068\u3082\u591a\u304f\u300182\u5e74\u4ee5\u524d\u306f\u7537\u5973\u3068\u3082\u306b39\u6b73\u4ee5\u4e0b\u306e\u82e5\u8005\u304c\u8d77\u696d\u5bb6\u306e\u904e\u534a\u6570\u3092\u5360\u3081\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th rowspan=\"2\">\u8abf\u67fb\u5e74<\/th>\n<th colspan=\"4\">\u7537\u6027<\/th>\n<th colspan=\"4\">\u5973\u6027<\/th>\n<\/tr>\n<tr>\n<th>39\u6b73\u4ee5\u4e0b<\/th>\n<th>40\uff5e49\u6b73<\/th>\n<th>50\uff5e59\u6b73<\/th>\n<th>60\u6b73\u4ee5\u4e0a<\/th>\n<th>39\u6b73\u4ee5\u4e0b<\/th>\n<th>40\uff5e49\u6b73<\/th>\n<th>50\uff5e59\u6b73<\/th>\n<th>60\u6b73\u4ee5\u4e0a<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2012\u5e74<\/td>\n<td>30.7\uff05<\/td>\n<td>17.5\uff05<\/td>\n<td>16.8\uff05<\/td>\n<td>35.0\uff05<\/td>\n<td>43.4\uff05<\/td>\n<td>21.2\uff05<\/td>\n<td>15.0\uff05<\/td>\n<td>20.3\uff05<\/td>\n<\/tr>\n<tr>\n<td>2007\u5e74<\/td>\n<td>34.3\uff05<\/td>\n<td>16.5\uff05<\/td>\n<td>19.1\uff05<\/td>\n<td>30.1\uff05<\/td>\n<td>46.4\uff05<\/td>\n<td>20.2\uff05<\/td>\n<td>13.8\uff05<\/td>\n<td>19.5\uff05<\/td>\n<\/tr>\n<tr>\n<td>2002\u5e74<\/td>\n<td>32.4\uff05<\/td>\n<td>16.8\uff05<\/td>\n<td>22.7\uff05<\/td>\n<td>28.1\uff05<\/td>\n<td>50.6\uff05<\/td>\n<td>19.7\uff05<\/td>\n<td>14.6\uff05<\/td>\n<td>15.1\uff05<\/td>\n<\/tr>\n<tr>\n<td>1997\u5e74<\/td>\n<td>35.7\uff05<\/td>\n<td>20.0\uff05<\/td>\n<td>18.0\uff05<\/td>\n<td>26.2\uff05<\/td>\n<td>53.4\uff05<\/td>\n<td>20.7\uff05<\/td>\n<td>13.0\uff05<\/td>\n<td>12.9\uff05<\/td>\n<\/tr>\n<tr>\n<td>1992\u5e74<\/td>\n<td>43.6\uff05<\/td>\n<td>19.6\uff05<\/td>\n<td>17.5\uff05<\/td>\n<td>19.3\uff05<\/td>\n<td>59.5\uff05<\/td>\n<td>21.9\uff05<\/td>\n<td>11.4\uff05<\/td>\n<td>7.2\uff05<\/td>\n<\/tr>\n<tr>\n<td>1987\u5e74<\/td>\n<td>42.2\uff05<\/td>\n<td>18.5\uff05<\/td>\n<td>20.5\uff05<\/td>\n<td>18.8\uff05<\/td>\n<td>55.6\uff05<\/td>\n<td>24.3\uff05<\/td>\n<td>13.4\uff05<\/td>\n<td>6.7\uff05<\/td>\n<\/tr>\n<tr>\n<td>1982\u5e74<\/td>\n<td>50.3\uff05<\/td>\n<td>18.9\uff05<\/td>\n<td>20.2\uff05<\/td>\n<td>10.6\uff05<\/td>\n<td>61.7\uff05<\/td>\n<td>20.5\uff05<\/td>\n<td>11.3\uff05<\/td>\n<td>6.5\uff05<\/td>\n<\/tr>\n<tr>\n<td>1979\u5e74<\/td>\n<td>57.0\uff05<\/td>\n<td>19.3\uff05<\/td>\n<td>15.3\uff05<\/td>\n<td>8.4\uff05<\/td>\n<td>63.2\uff05<\/td>\n<td>21.8\uff05<\/td>\n<td>10.4\uff05<\/td>\n<td>4.6\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u203b\u8abf\u67fb\u5e74\u30fb\u6027\u5225\u3054\u3068\u306b\u3082\u3063\u3068\u3082\u591a\u3044\u5e74\u4ee3\u3092\u8d64\u3001\u4e8c\u756a\u76ee\u306b\u591a\u3044\u5e74\u4ee3\u3092\u9ec4\u3067\u8868\u793a\u3057\u3066\u304a\u308a\u307e\u3059\u3002<\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.chusho.meti.go.jp\/pamflet\/hakusyo\/H29\/h29\/shoukibodeta\/html\/b2_1_1_1.html\" rel=\"noopener\" target=\"_blank\">\u4e2d\u5c0f\u4f01\u696d\u5e81\u300c\u7b2c2\u90e8 \u5c0f\u898f\u6a21\u4e8b\u696d\u8005\u306e\u30e9\u30a4\u30d5\u30b5\u30a4\u30af\u30eb\u300d<\/a><\/p>\n<h2>\u5c5e\u6027\u304b\u3089\u898b\u308b\u8d77\u696d\u610f\u8b58<\/h2>\n<p>\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab\u306e\u8abf\u67fb\u304b\u3089\u3001\u8d77\u696d\u610f\u8b58\u306b\u3064\u3044\u3066\u6b21\u306e\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u8d77\u696d\u610f\u8b58\u306f\u82e5\u3044\u4eba\u306e\u65b9\u304c\u9ad8\u3044<\/li>\n<li>\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u8d77\u696d\u5bb6\u306f\u5973\u6027\u304c4\u5272\u4ee5\u4e0a<\/li>\n<li>1\u4eba\u3067\u4e8b\u696d\u3092\u904b\u55b6\u3059\u308b\u4eba\u304c7\u5272\u4ee5\u4e0a<\/li>\n<li>\u8d77\u696d\u95a2\u5fc3\u5c64\u306e2\u4eba\u306b1\u4eba\u4ee5\u4e0a\u304c\u300c\u8d77\u696d\u3057\u305f\u3044\u300d<\/li>\n<\/ul>\n<h3>\u8d77\u696d\u610f\u8b58\u306f\u82e5\u3044\u4eba\u306e\u65b9\u304c\u9ad8\u3044<\/h3>\n<p>2022\u5e74\u5ea6\u306e\u8abf\u67fb\u3067\u306f\u3001\u3082\u3063\u3068\u3082\u8d77\u696d\u610f\u8b58\u304c\u9ad8\u3044\u306e\u306f60\u4ee3\u3067\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u6b21\u306b\u9ad8\u3044\u306e\u306f29\u6b73\u4ee5\u4e0b\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u4e2d\u5c0f\u4f01\u696d\u5e81\u306e\u30c7\u30fc\u30bf\u3067\u3082\u30012012\u5e74\u306e\u7537\u6027\u306b\u9650\u3063\u3066\u306f60\u6b73\u4ee5\u4e0a\u306e\u8d77\u696d\u5bb6\u304c\u3082\u3063\u3068\u3082\u591a\u3044\u3068\u3044\u3046\u7d50\u679c\u3067\u3059\u304c\u3001\u305d\u306e\u307b\u304b\u306e\u8abf\u67fb\u5e74\u306b\u95a2\u3057\u3066\u306f\u7537\u5973\u3068\u3082\u306b39\u6b73\u4ee5\u4e0b\u306e\u8d77\u696d\u5bb6\u304c\u3082\u3063\u3068\u3082\u591a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u82e5\u8005\u306e\u8d77\u696d\u610f\u8b58\u306f\u9ad8\u3044\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<h3>\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u8d77\u696d\u5bb6\u306f\u5973\u6027\u304c4\u5272\u4ee5\u4e0a<\/h3>\n<p>\u672c\u696d\u304c\u3042\u308a\u3064\u3064\u8d77\u696d\u3059\u308b\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u8d77\u696d\u5bb6\u306f\u3001\u7537\u6027\u304c57.0\uff05\u3001\u5973\u6027\u304c43.0\uff05\u3067\u3057\u305f\u3002\u8d77\u696d\u5bb6\u3068\u6bd4\u3079\u3066\u5973\u6027\u306e\u5272\u5408\u304c\u591a\u3044\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th width=\"40%\">\u8d77\u696d\u5bb6\u306e\u5206\u985e<\/th>\n<th width=\"30%\">\u7537\u6027<\/th>\n<th width=\"30%\">\u5973\u6027<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u8d77\u696d\u5bb6<\/td>\n<td>78.0\uff05<\/td>\n<td>22.0\uff05<\/td>\n<\/tr>\n<tr>\n<td>\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u8d77\u696d\u5bb6<\/td>\n<td>57.0\uff05<\/td>\n<td>43.0\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.jfc.go.jp\/n\/findings\/pdf\/kigyouishiki_230112_1.pdf\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab \u300c2022\u5e74\u5ea6\u8d77\u696d\u3068\u8d77\u696d\u610f\u8b58\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/a><\/p>\n<h3>1\u4eba\u3067\u4e8b\u696d\u3092\u904b\u55b6\u3059\u308b\u4eba\u304c7\u5272\u4ee5\u4e0a<\/h3>\n<p>\u8d77\u696d\u5bb6\u306e\u307f\u3067\u904b\u55b6\u3059\u308b\u30b1\u30fc\u30b9\u306f71.6\uff05\u3001<a href=\"https:\/\/biz.moneyforward.com\/establish\/basic\/195\/\" data-internallinksmanager029f6b8e52c=\"500\" title=\"\u6cd5\u4eba\u5316\">\u6cd5\u4eba\u5316<\/a>\u3057\u3066\u3044\u308b\u8d77\u696d\u5bb6\u306f10.1\uff05\u3067\u3059\u30027\u5272\u4ee5\u4e0a\u304c\u8ab0\u3082\u96c7\u7528\u305b\u305a\u306b\u4e8b\u696d\u3092\u904b\u55b6\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th width=\"40%\">\u8d77\u696d\u5bb6\u306e\u5206\u985e<\/th>\n<th width=\"30%\">1\u4eba\uff08\u672c\u4eba\u306e\u307f\uff09<\/th>\n<th width=\"30%\">\u6cd5\u4eba<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u8d77\u696d\u5bb6<\/td>\n<td>71.6\uff05<\/td>\n<td>10.1\uff05<\/td>\n<\/tr>\n<tr>\n<td>\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u8d77\u696d\u5bb6<\/td>\n<td>76.8\uff05<\/td>\n<td>3.5\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.jfc.go.jp\/n\/findings\/pdf\/kigyouishiki_230112_1.pdf\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab \u300c2022\u5e74\u5ea6\u8d77\u696d\u3068\u8d77\u696d\u610f\u8b58\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/a><\/p>\n<h3>\u8d77\u696d\u95a2\u5fc3\u5c64\u306e2\u4eba\u306b1\u4eba\u4ee5\u4e0a\u304c\u300c\u8d77\u696d\u3057\u305f\u3044\u300d<\/h3>\n<p>\u8d77\u696d\u95a2\u5fc3\u5c64\u306e52.4\uff05\u306f\u8d77\u696d\u3092\u691c\u8a0e\u3057\u3066\u3044\u307e\u3059\u3002\u5b9f\u969b\u306b10\u5e74\u4ee5\u5185\u306b\u8d77\u696d\u3092\u4e88\u5b9a\u3057\u3066\u3044\u308b\u65b9\u308214.4\uff05\u3044\u307e\u3059\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u8d77\u696d\u306e\u6642\u671f<\/th>\n<th>\u8d77\u696d\u95a2\u5fc3\u5c64\u306e\u5272\u5408<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1\u5e74\u4ee5\u5185\u306b\u8d77\u696d\u3059\u308b<\/td>\n<td>3.0\uff05<\/td>\n<\/tr>\n<tr>\n<td>1\uff5e3\u5e74\u4ee5\u5185\u306b\u8d77\u696d\u3059\u308b<\/td>\n<td>4.9\uff05<\/td>\n<\/tr>\n<tr>\n<td>3\uff5e5\u5e74\u4ee5\u5185\u306b\u8d77\u696d\u3059\u308b<\/td>\n<td>4.2\uff05<\/td>\n<\/tr>\n<tr>\n<td>5\uff5e10\u5e74\u4ee5\u5185\u306b\u8d77\u696d\u3059\u308b<\/td>\n<td>2.2\uff05<\/td>\n<\/tr>\n<tr>\n<td>\u3044\u305a\u308c\u306f\u8d77\u696d\u3057\u305f\u3044\u304c\u3001\u6642\u671f\u306f\u672a\u5b9a<\/td>\n<td>38.0\uff05<\/td>\n<\/tr>\n<tr>\n<td>\u8d77\u696d\u3059\u308b\u304b\u3069\u3046\u304b\u307e\u3060\u308f\u304b\u3089\u306a\u3044<\/td>\n<td>39.4\uff05<\/td>\n<\/tr>\n<tr>\n<td>\u8d77\u696d\u3059\u308b\u3064\u3082\u308a\u306f\u306a\u3044<\/td>\n<td>8.2\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.jfc.go.jp\/n\/findings\/pdf\/kigyouishiki_230112_1.pdf\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab \u300c2022\u5e74\u5ea6\u8d77\u696d\u3068\u8d77\u696d\u610f\u8b58\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/a><\/p>\n<h2>\u306a\u305c\u8d77\u696d\u3057\u306a\u3044\uff1f\u8d77\u696d\u306b\u95a2\u3059\u308b\u4e0d\u5b89<\/h2>\n<p>\u8d77\u696d\u3057\u305f\u3044\u306e\u306b\u8d77\u696d\u3057\u3066\u3044\u306a\u3044\u7406\u7531\u3068\u3057\u3066\u3001\u81ea\u5df1\u8cc7\u91d1\u4e0d\u8db3\u3092\u6319\u3052\u308b\u65b9\u304c\u534a\u6570\u3092\u8d85\u3048\u3066\u3044\u307e\u3057\u305f\u3002\u300c\u30d3\u30b8\u30cd\u30b9\u30a2\u30a4\u30c7\u30a2\u304c\u601d\u3044\u3064\u304b\u306a\u3044\u300d\u300c\u5931\u6557\u3057\u305f\u3068\u304d\u306e\u30ea\u30b9\u30af\u304c\u5927\u304d\u3044\u300d\u3068\u7b54\u3048\u305f\u65b9\u30823\u5272\u7a0b\u5ea6\u3044\u307e\u3057\u305f\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th>\u8d77\u696d\u3057\u3066\u3044\u306a\u3044\u7406\u7531<\/th>\n<th>\u5272\u5408\uff08\u8907\u6570\u56de\u7b54\uff09<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u81ea\u5df1\u8cc7\u91d1\u304c\u4e0d\u8db3\u3057\u3066\u3044\u308b<\/td>\n<td>51.1\uff05<\/td>\n<\/tr>\n<tr>\n<td>\u30d3\u30b8\u30cd\u30b9\u306e\u30a2\u30a4\u30c7\u30a2\u304c\u601d\u3044\u3064\u304b\u306a\u3044<\/td>\n<td>32.1\uff05<\/td>\n<\/tr>\n<tr>\n<td>\u5931\u6557\u3057\u305f\u3068\u304d\u306e\u30ea\u30b9\u30af\u304c\u5927\u304d\u3044<\/td>\n<td>29.9\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.jfc.go.jp\/n\/findings\/pdf\/kigyouishiki_230112_1.pdf\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab \u300c2022\u5e74\u5ea6\u8d77\u696d\u3068\u8d77\u696d\u610f\u8b58\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/a><\/p>\n<h3>\u8cc7\u91d1\u306e\u4e0d\u8db3<\/h3>\n<p>\u8d77\u696d\u3057\u3066\u3044\u306a\u3044\u7406\u7531\u3068\u3057\u3066\u3001\u3082\u3063\u3068\u3082\u591a\u3044\u306e\u304c\u8cc7\u91d1\u4e0d\u8db3\u3067\u3059\u3002\u8d77\u696d\u3092\u8996\u91ce\u306b\u5165\u308c\u3066\u3044\u308b\u65b9\u306e\u3046\u3061\u3001\u81ea\u5df1\u8cc7\u91d1\u304c\u4e0d\u8db3\u3057\u3066\u3044\u308b\u3068\u611f\u3058\u3066\u3044\u308b\u65b9\u306f\u534a\u6570\u3092\u8d85\u3048\u307e\u3059\u3002<\/p>\n<h3>\u30a2\u30a4\u30c7\u30a2\u304c\u306a\u3044<\/h3>\n<p>\u8d77\u696d\u3057\u305f\u3044\u3068\u3044\u3046\u6c17\u6301\u3061\u304c\u3042\u3063\u3066\u3082\u3001\u30a2\u30a4\u30c7\u30a2\u304c\u601d\u3044\u3064\u304b\u306a\u3044\u65b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u5b9f\u969b\u306e\u3068\u3053\u308d\u3001\u30a2\u30a4\u30c7\u30a2\u304c\u306a\u304f\u3066\u3082\u8d77\u696d\u306f\u3067\u304d\u307e\u3059\u304c\u3001\u30aa\u30ea\u30b8\u30ca\u30eb\u306e\u30a2\u30a4\u30c7\u30a2\u3067\u52dd\u8ca0\u3057\u305f\u3044\u65b9\u306b\u3068\u3063\u3066\u306f\u8d77\u696d\u3067\u304d\u306a\u3044\u7406\u7531\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3>\u5931\u6557\u3057\u305f\u3068\u304d\u306e\u30ea\u30b9\u30af<\/h3>\n<p>\u30ea\u30b9\u30af\u306e\u5927\u304d\u3055\u306b\u3088\u308a\u3001\u8d77\u696d\u3092\u601d\u3044\u3068\u3069\u307e\u3063\u3066\u3044\u308b\u65b9\u306f\u7d043\u5272\u3044\u307e\u3059\u3002\u30a2\u30a4\u30c7\u30a2\u304c\u3059\u3067\u306b\u3042\u308b\u306a\u3089\u3001\u73fe\u5728\u306e\u4ed5\u4e8b\u3092\u7d9a\u3051\u3064\u3064\u526f\u696d\u3068\u3057\u3066\u8d77\u696d\u3059\u308b\u300c\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u8d77\u696d\u5bb6\u300d\u3082\u691c\u8a0e\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2>\u8d77\u696d\u306b\u304a\u3051\u308b\u8ab2\u984c\u306e\u89e3\u6c7a\u65b9\u6cd5<\/h2>\n<p>\u8d77\u696d\u3067\u304d\u306a\u3044\u7406\u7531\u306f\u3001\u3044\u305a\u308c\u3082\u89e3\u6c7a\u53ef\u80fd\u3067\u3059\u3002\u8cc7\u91d1\u9762\u304c\u4e0d\u8db3\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u81ea\u5df1\u8cc7\u91d1\u304c\u8caf\u307e\u308b\u307e\u3067\u5f85\u305f\u306a\u304f\u3066\u3082\u3001\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3053\u3068\u3067<a href=\"https:\/\/biz.moneyforward.com\/establish\/basic\/44\/\" data-internallinksmanager029f6b8e52c=\"491\" title=\"\u8cc7\u91d1\u8abf\u9054\">\u8cc7\u91d1\u8abf\u9054<\/a>\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3069\u3053\u3067\u501f\u308a\u308b\u304b\u8ff7\u3063\u305f\u3068\u304d\u306f\u516c\u7684\u91d1\u878d\u6a5f\u95a2\u306e\u3072\u3068\u3064\u3001\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab\u3082\u691c\u8a0e\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u91d1\u5229\u304c\u4f4e\u304f\u3001\u958b\u696d\u6642\u5411\u3051\u3067\u3059\u3002\u6b21\u306e\u8a18\u4e8b\u3067\u306f\u3001\u878d\u8cc7\u3092\u6d3b\u7528\u3057\u3066\u81ea\u5df1\u8cc7\u91d1\u30bc\u30ed\u3067\u8d77\u696d\u3059\u308b\u65b9\u6cd5\u306b\u3064\u3044\u3066\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002\u305c\u3072\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n<div class=\"linkcard\"><div class=\"lkc-internal-wrap\"><a class=\"lkc-link no_icon\" href=\"https:\/\/biz.moneyforward.com\/establish\/basic\/49915\/\" data-lkc-id=\"141\" target=\"_blank\"><div class=\"lkc-card\"><div class=\"lkc-info\"><div  class=\"lkc-favicon\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/biz.moneyforward.com\/establish\/basic\/wp-content\/uploads\/2020\/11\/favicon-1.ico\" alt=\"\" width=\"16\" height=\"16\" \/><\/div><div class=\"lkc-domain\">\u4f1a\u793e\u8a2d\u7acb\u306e\u57fa\u790e\u77e5\u8b58<\/div><\/div><div class=\"lkc-content\"><div class=\"lkc-title\">\u81ea\u5df1\u8cc7\u91d1\u30bc\u30ed\u3067\u8d77\u696d\u3059\u308b\u306a\u3089\u878d\u8cc7\u5236\u5ea6\u3092\u6d3b\u7528\u3059\u3079\u304d\uff01\u8cc7\u91d1\u8abf\u9054\u65b9\u6cd5\u3092\u89e3\u8aac<\/div><div class=\"lkc-excerpt\">\u958b\u696d\u30fb\u5275\u696d\u3092\u8a08\u753b\u3057\u3066\u3044\u308b\u3082\u306e\u306e\u3001\u8cc7\u91d1\u30bc\u30ed\u306e\u5834\u5408\u306f\u4e00\u4f53\u3069\u3046\u3057\u305f\u3089\u3088\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u4eca\u56de\u306f\u3001\u81ea\u5df1\u8cc7\u91d1\u30bc\u30ed\u3067\u306e\u8d77\u696d\u306b\u3064\u3044\u3066\u3001\u6d3b\u7528\u3059\u3079\u304d\u878d\u8cc7\u5236\u5ea6\u3001\u878d\u8cc7\u4ee5\u5916\u306e\u8cc7\u91d1\u8abf\u9054\u3067\u8d77\u696d\u3059\u308b\u65b9\u6cd5\u3001\u81ea\u5df1\u8cc7\u91d1\u30bc\u30ed\u3067\u958b\u696d\u3067\u304d\u308b\u30d3\u30b8\u30cd\u30b9\u4e8b\u4f8b\u306a\u3069\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002\u81ea\u5df1\u8cc7\u91d1\u30bc\u30ed\u3067\u3082\u8d77\u696d\u3067\u304d\u308b\uff1f\u81ea\u5df1\u8cc7\u91d1\u30bc\u30ed\u3067\u8d77\u696d\u3059\u308b\u3053\u3068\u306f\u7406\u8ad6\u4e0a\u53ef\u80fd\u3067\u3059\u3002\u4f8b\u3048\u3070\u3001Web\u30e9\u30a4\u30bf\u30fc\u3084\u30a8\u30f3\u30b8\u30cb\u30a2\u3068\u3044\u3063\u305f\u3001\u30e2\u30ce\u306e\u4ed5\u5165\u308c\u304c\u306a\u304f\u81ea\u5b85\u3067\u3067\u304d\u308b\u4ed5\u4e8b\u306f\u81ea\u5df1\u8cc7\u91d1\u30bc\u30ed\u3067\u3082\u958b\u696d\u3067\u304d\u307e\u3059\u3002\u958b\u696d\u306b\u3042\u305f\u3063\u3066\u30d1\u30bd\u30b3\u30f3\u3084\u6905\u5b50\u30fb\u30c7\u30b9\u30af\u7b49\u3092\u8cfc\u5165\u3057\u305f\u5834\u5408\u3067\u3082\u300110\uff5e20\u4e07\u5186\u7a0b\u5ea6\u3067\u300c\u9810\u8caf\u91d1\u3067\u5bfe\u5fdc\u3067\u304d...<\/div><\/div><div class=\"clear\"><\/div><\/div><\/a><\/div><\/div>\n<p>\u307e\u305f\u3001\u30a2\u30a4\u30c7\u30a2\u304c\u601d\u3044\u6d6e\u304b\u3070\u306a\u3044\u3068\u304d\u306f\u3001\u666e\u6bb5\u306e\u751f\u6d3b\u3092\u898b\u76f4\u3059\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002\u751f\u6d3b\u304c\u3088\u308a\u4fbf\u5229\u306b\u306a\u308b\u5de5\u592b\u3001\u697d\u3057\u304f\u306a\u308b\u30a2\u30a4\u30c7\u30a2\u306a\u3069\u3092\u8003\u3048\u308b\u3053\u3068\u3067\u3001\u8d77\u696d\u306e\u30d2\u30f3\u30c8\u304c\u5f97\u3089\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u6b21\u306e\u8a18\u4e8b\u3082\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div class=\"linkcard\"><div class=\"lkc-internal-wrap\"><a class=\"lkc-link no_icon\" href=\"https:\/\/biz.moneyforward.com\/establish\/basic\/53123\/\" data-lkc-id=\"233\" target=\"_blank\"><div class=\"lkc-card\"><div class=\"lkc-info\"><div  class=\"lkc-favicon\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/biz.moneyforward.com\/establish\/basic\/wp-content\/uploads\/2020\/11\/favicon-1.ico\" alt=\"\" width=\"16\" height=\"16\" \/><\/div><div class=\"lkc-domain\">\u4f1a\u793e\u8a2d\u7acb\u306e\u57fa\u790e\u77e5\u8b58<\/div><\/div><div class=\"lkc-content\"><div class=\"lkc-title\">\u8d77\u696d\u306e\u57fa\u790e-\u8d77\u696d\u3057\u305f\u3044\u3051\u3069\u30a2\u30a4\u30c7\u30a2\u304c\u306a\u3044\u4eba\u306f\u3069\u3046\u3059\u3079\u304d\uff1f<\/div><div 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